528 5th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 528 5th Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Apr 2026)
Tax Bill	$2,754 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Jul 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.01007.00`

Property Details

APN / Parcel Number

Primary APN	`17.01007.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	528 5TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-002 BLOCK-030 ETALS ARE: JONATHAN THEIS, GREGORY E THEIS & TAMA L THEIS
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	30
Legal Lot Number	2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4017
Census Tract	21201

Owner

Source: Benton County records · APN 17.01007.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANKVISTA
Jul 07, 2009	Deed of Trust, Mortgage · FHA Mortgage BANKVISTA
Apr 28, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 28, 2026	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	2026482999
Prior Transfer Date	Apr 24, 2026
Prior Transfer Doc	0000482998
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475179
Date	Dec 24, 2024
Instrument	475179

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 18, 2029

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001367203
Date	Jul 07, 2009
Instrument	1367203

Lender

Name	BANKVISTA
Address	SARTELL, MN 56377

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2039

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Apr 28, 2026
Property Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112
Document Number	0000482998
Instrument Date	Apr 24, 2026
Instrument	2026482998
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Apr 28, 2026
Property Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112
Document Number	0000482999
Instrument Date	Apr 24, 2026
Instrument	2026482999
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,660.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 5TH AVE NE, SAINT CLOUD, MN 56304-0112

Mortgage

Document Number	0000482999,
Date	Apr 28, 2026
Instrument	2026482999

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Date	Apr 28, 2026

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 01, 2036

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,754.00 (+8.08%) Homeowner's exemption	$178,700 (+8.5%) Land $25,000 Building $153,700	$178,700 (+8.5%) Land $25,000 Building $153,700
2025	$2,548.00 (+2.91%) Homeowner's exemption	$164,700 (-) Land $25,000 Building $139,700	$164,700 (-) Land $25,000 Building $139,700
2023	$2,476.00	$164,700 Land $25,000 Building $139,700	$164,700 Land $25,000 Building $139,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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