St. Louis County property record for 5346 Ely Island S, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,046 sqft · built 1972 |
| Lot Size | 6.98 acres (304,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2003) |
| Tax Bill | $3,490 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0020-01412 |
| Primary APN | 270-0020-01412 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,046 sqft Gross Area |
| 1st Floor Area | 1,046 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 304,049 sqft (6.98 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 15 sqft |
| Storage Building | 77 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1000881 |
|---|---|
| Street Address | 5346 ELY IS S |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | WLY 360 FT OF LOT 1 EX NLY 600 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 62N |
| Legal Section | 16 |
| Legal Subdivision | BREITUNG TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15402 |
5346 Ely Island S, a residential property, is owned by an individual who acquired it in October 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2400 PARMENTER ST, 412, MIDDLETON, WI 53562-2680 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 27, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2003 · Amount on File |
| Deed Sale | Oct 11, 2003 · Amount on File |
| Deed Document Number | 2003918511 |
| Last Transfer Date | Oct 14, 2017 |
| Transfer Doc | 0001321727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5346 ELY IS S, TOWER, MN 55790 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001405299 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 1405299 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 17, 2017 |
| Property Address | 5346 ELY IS S, TOWER, MN 55790 |
| Document Number | 00A1320087 |
| Instrument Date | Oct 14, 2017 |
| Instrument | A1320087 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2400 PARMENTER ST #212 MIDDLETON WI 535622680, 212, MIDDLETON, WI 53562-2680 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 27, 2017 |
| Property Address | 5346 ELY IS S, TOWER, MN 55790 |
| Document Number | 00A1320919 |
| Instrument Date | Oct 14, 2017 |
| Instrument | A1320919 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2400 PARMENTER ST #212 MIDDLETON WI 535622680, 212, MIDDLETON, WI 53562-2680 |
| Document Number | A1320088 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | A1320088 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
The 2026 property tax bill for 5346 Ely Island S was $3,490, up 0.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,490.00 (+0.81%) | ||
| 2025 | $3,462.00 (+14.71%) | $346,200 (+17.72%) Land $163,600 Building $182,600 | $346,200 (+17.72%) Land $163,600 Building $182,600 |
| 2024 | $3,018.00 | $294,100 Land $142,400 Building $151,700 | $294,100 Land $142,400 Building $151,700 |
| 2022 | $251,500 Land $118,800 Building $132,700 | $251,500 Land $118,800 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5346 Ely Island S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5346 Ely Island S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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