Osceola County property record for 5345 Alligator Lake Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,401 sqft · built 2005 |
| Lot Size | 1.12 acres (48,918 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $19,000 (Dec 2000) |
| Tax Bill | $3,599 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 98035 |
| Primary APN | 98035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,401 sqft Heated Area |
| Gross Area | 3,624 sqft |
| 1st Floor Area | 2,401 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,918 sqft (1.12 acres) |
| Garage Type | Finished |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 510 sqft |
| Deck Area | 500 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98035 |
|---|---|
| Street Address | 5345 ALLIGATOR LAKE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAE1 |
| Legal Description | S L & I C PB B PG 50 COM AT INT W/L SEC 21 & N/L SR 534A, NWLY ALONG R/W 716.62 FT TO POB; N 150.87 FT, SWLY 154.49 FT, N |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | F |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 43301 |
The current owner of 5345 Alligator Lake Rd bought it in December 2000.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5345 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9344 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2000 · Amount on File |
| Deed Sale | Dec 4, 2000 · Amount on File |
| Deed Document Number | 0181000443 |
| Deed Book / Page | 01810 / 00443 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5345 Alligator Lake Rd was $3,599 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 Homeowner's exemption | $249,246 | $531,400 Land $50,400 Building $481,000 |
| 2023 | $3,345.00 (+4.34%) Homeowner's exemption | $235,167 (+3%) | $515,100 (+60.77%) Land $44,800 Building $470,300 |
| 2022 | $3,206.00 Homeowner's exemption | $228,318 | $320,400 Land $44,800 Building $275,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5345 Alligator Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5345 Alligator Lake Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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