Osceola County property record for 5330 Alligator Lake Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,796 sqft · built 1974 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,085 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 98081 |
| Primary APN | 98081 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,796 sqft Heated Area |
| Gross Area | 3,540 sqft |
| 1st Floor Area | 1,992 sqft |
| Upper Floors Area | 804 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Mansard |
| Roof Material | Built-Up Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 310 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 521 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 155 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98081 |
|---|---|
| Street Address | 5330 ALLIGATOR LAKE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAE1 |
| Legal Description | S L & I C PB B PG 50 W 150 FT OF E 300 FT LOT 57 & THAT PART OF W 150 FT OF E 300 FT LOT 56 LYING S OF ST RD 534A, & BEG NE |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | WATERFRONT ALLIGATOR LK RD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 43301 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5330 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1969 |
| Deed Sale | Sep 18, 1969 |
| Deed Document Number | 0000193639 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085.00 (+7.3%) Homeowner's exemption | $284,326 (+5.99%) | $488,300 (+3.94%) Land $220,000 Building $268,300 |
| 2023 | $3,807.00 (+4.16%) Homeowner's exemption | $268,266 (+3%) | $469,800 (+9.43%) Land $210,400 Building $259,400 |
| 2022 | $3,655.00 Homeowner's exemption | $260,453 | $429,300 Land $210,400 Building $218,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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