Santa Rosa County property record for 5344 Traci Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 2009 |
| Lot Size | 0.601 acres (26,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Dec 2025) |
| Tax Bill | $765 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1N-27-0000-00292-0000 |
| Primary APN | 05-1N-27-0000-00292-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,302 sqft Heated Area |
| Gross Area | 1,754 sqft |
| 1st Floor Area | 1,554 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 26,223 sqft (0.601 acres) |
| Lot Dimensions | 3,090 ft deep x 870 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 051N270000002920000 |
|---|---|
| Street Address | 5344 TRACI DR |
| City | MILTON |
| State | FL |
| Zip | 32583-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | COM NE SEC CORN THN S0*5 36 W 399.64 FT THN N89*58'54W 399. .61 FT THN S0*02'18W 241.62 FT TO POB & CONT 80.54 FT THN |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | EAST MILTON |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 10808 |
5344 Traci Dr is owned and occupied by an individual who bought it in December 2025.
Source: Santa Rosa County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5344 TRACI DR, MILTON, FL 32583-7507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 16, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on File |
| Deed Sale | Dec 16, 2025 · Amount on File |
| Prior Sale | Feb 3, 2009 · Amount on File |
| Deed Document Number | 202558586 |
| Deed Book / Page | 4689 / 1152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5344 TRACI DR, MILTON, FL 32583-7507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0041660393 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 4166/393 |
| Instrument | 202156055 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 5344 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0046891152 |
| Book / Page | 4689 / 1152 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202558586 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7166 JASPER ST, NAVARRE, FL 32566-8645 |
| Name | Verified Name |
|---|---|
| Address | 5344 TRACI DR, MILTON, FL 32583-7507 |
| Document Number | 0046891154 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 4689/1154 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $765.00 Homeowner's exemption | $95,757 | $161,724 Land $13,500 Building $148,224 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5344 Traci Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5344 Traci Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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