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5320 Traci Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5320 Traci Dr, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,668 sqft · built 2006
Lot Size0.718 acres (31,276 sqft)
OwnerIndividual Name on File
Last Sale$167,100 (Jan 2021)
Tax Bill$2,159 (2024)
Deeds & MortgagesJan 2021 Transfer
Mar 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-1N-27-0000-00285-0000

Property Details

APN / Parcel Number

Primary APN05-1N-27-0000-00285-0000
Alternative APN
  • N271050000002850000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,668 sqft Living Area
Gross Area2,251 sqft
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area31,276 sqft (0.718 acres)
Lot Dimensions364 ft deep x 86 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area63 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5320 TRACI DR
CityMILTON
StateFL
Zip32583-7507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal Description*DESCRIPTION UPDATE FOR 2021* LOT B DES AS: COM AT SE CORNER OF GOVRNT LOT 1 OF SECTION 5 TOWNSHIP 1 NORTH RANGE 27 WEST THN N0*0454E 398.89 FT THN N0*0325E 407.82 FT THN N89*4901W 498.69 FT TO E R/W OF TRACI DR THN N22*0W ALONG R/W 258.11 FT TO POB
Legal Range27W
Legal Township1N
Legal Section05
Legal Lot NumberB,1
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group5
Census Block5029
Census Tract10808

Owner

5320 Traci Dr is owned by an individual who bought it in January 2021.

Source: Santa Rosa County records, as of December 9, 2025

Owner of RecordIndividual Name on File
Mailing Address5800 SULPHUR WELL RD, LEXINGTON, KY 40509-8403
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 16, 2020Grant Deed, Transfer
ATTORNEY ONLY
Mar 16, 2020Deed in Lieu of Foreclosure, Foreclosure
OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS
Aug 2, 2017Loan Modification, Mortgage
CREDIT UNION MEMBERS MTG
Aug 2, 2017Loan Modification, Mortgage
CREDIT UNION MEMBERS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2021 · Amount on File
Deed SaleJan 11, 2021 · Amount on File
Prior SaleMar 16, 2020 · Amount on File
Deed Document Number20211534
Deed Book / Page4054 / 878
Prior Transfer DateDec 10, 2020
Prior Transfer Doc0040540878
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJan 11, 2021
Property Address5320 TRACI DR, MILTON, FL 32583-7507
Document Number0040540878
Book / Page4054 / 878
Instrument DateDec 10, 2020
Instrument202101534
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address5800 SULPHUR WELL RD, LEXINGTON, KY 40509-8403

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateMar 16, 2020
Property Address5320 TRACI DR, MILTON, FL 32583-7507
Document Number0039290254
Book / Page003929 / 000254
Instrument DateFeb 24, 2020
Instrument12646
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$834.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

March 2020: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionSANTA ROSA FL
Recording DateMar 16, 2020
Property Address5320 TRACI DR, MILTON, FL 32583-7507
Document Number0039290193
Book / Page003929 / 000193
Instrument DateJan 29, 2020
Instrument12623
Transaction TypeForeclosure
Record UpdatedMay 28, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transaction

AmountAmount on Record
Tax$1,170.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2626 WEST FWY #B FORT WORTH TX 761027109, B, FORT WORTH, TX 76102-7109

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5320 TRACI DR, MILTON, FL 32583-7507
Document Number0036840958
Book / Page003684 / 000958
Instrument DateAug 2, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 12TH ST PERU IL 613542030, PERU, IL 61354-2030

Mortgage

Document Number0036840958
DateDec 6, 2017
Book Page003684/000958
Instrument50220
Lender
NameCREDIT UNION MEMBERS MTG
TypeCredit Union
AddressFORT WORTH, TX 76102
Agreement
AmountAmount on Record
Term360 Months
DueDec 5, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5320 TRACI DR, MILTON, FL 32583-7507
Document Number0036651637
Book / Page003665 / 001637
Instrument DateAug 2, 2017
Transaction TypeMortgage
Record UpdatedOct 13, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 12TH ST PERU IL 613542030, PERU, IL 61354-2030

Mortgage

Document Number0036651637
DateSep 29, 2017
Book Page003665/001637
Instrument40711
Lender
NameCREDIT UNION MEMBERS MTG
TypeCredit Union
AddressFORT WORTH, TX 76102
Agreement
AmountAmount on Record
Term360 Months
DueSep 28, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186,522 (+3.54%) Land $17,100 Building $169,422$186,522 (+3.54%) Land $17,100 Building $169,422
2024$2,159.00 (+1.46%)$180,139 (+0.76%) Land $13,500 Building $166,639$180,139 (+0.76%) Land $13,500 Building $166,639
2023$2,128.00 (+5.24%)$178,772 (+3.36%) Land $13,500 Building $165,272$178,772 (+3.36%) Land $13,500 Building $165,272
2022$2,022.00$172,967$172,967 Land $9,000 Building $163,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5320 Traci Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5320 Traci Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST MILTON WATER SYSTEM
public/private · serves 17,292 people · EPA ID FL1570232
Water SourceGroundwater
Last State InspectionFeb 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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