5344 Gardner Ct, Williamsburg, VA 23188 Property Records

James City County property record for 5344 Gardner Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,116 sqft · built 1988
Lot Size	0.057 acres (2,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Aug 2019)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-4 06-0-0021`

Property Details

APN / Parcel Number

Primary APN	`32-4 06-0-0021`
Alternative APN	`18766`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	2,526 sqft (0.057 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18766
Street Address	5344 GARDNER CT
City	WILLIAMSBURG
State	VA
Zip	23188-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFAMILY RESIDENTIA
Legal Description	L-21 S-4 CHISEL RUN
Legal Subdivision	CHISEL RUN
Legal Lot Number	21
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1009
Census Tract	80205

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 SHADY LN, WILLIAMSBURG, VA 23188-2554
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 16, 2019	Warranty Deed, Transfer · Conventional with PMI TOWNE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Feb 24, 2014 · Amount on Record
Deed Document Number	190011770
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	5344 GARDNER CT, WILLIAMSBURG, VA 23188-1980
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204732
Date	Mar 28, 2022
Instrument	202204732

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 16, 2019
Property Address	5344 GARDNER CT, WILLIAMSBURG, VA 23188-1980
Document Number	0000011770
Instrument Date	Aug 7, 2019
Instrument	11770
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 DEERLOPE TRL WILLIAMSBURG VA 231882491, WILLIAMSBURG, VA 23188-2491

Mortgage

Document Number	11771
Date	Aug 16, 2019
Instrument	11771

Lender

Name	TOWNE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+6.4%)	$204,400 (+29.04%) Land $40,400 Building $164,000	$204,400 (+29.04%) Land $40,400 Building $164,000
2024	$1,594.00 (+21.31%)
2023	$1,314.00	$158,400 Land $40,400 Building $118,000	$158,400 Land $40,400 Building $118,000
2022	$1,314.00 (+15.77%)
2019	$1,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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