5340 Gardner Ct, Williamsburg, VA 23188 Property Records

James City County property record for 5340 Gardner Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,116 sqft · built 1989
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Aug 2022)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-4 06-0-0020`

Property Details

APN / Parcel Number

Primary APN	`32-4 06-0-0020`
Alternative APN	`11248`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	2,396 sqft (0.055 acres)
Porch	Enclosed Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11248
Street Address	5340 GARDNER CT
City	WILLIAMSBURG
State	VA
Zip	23188-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFAMILY RESIDENTIA
Legal Description	L-20 S-4 CHISEL RUN
Legal Subdivision	CHISEL RUN
Legal Lot Number	20
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1009
Census Tract	80205

Owner

5340 Gardner Ct is owned and occupied by an individual who bought it in August 2022.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	5340 GARDNER CT, WILLIAMSBURG, VA 23188-1977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jun 5, 2014 · Amount on File
Deed Document Number	202211771
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 1, 2022
Property Address	5340 GARDNER CT, WILLIAMSBURG, VA 23188-1977
Document Number	0202211771
Instrument Date	Jul 18, 2022
Instrument	202211771
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FIRST VA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5340 GARDNER CT, WILLIAMSBURG, VA 23188-1977

Mortgage

Document Number	0202211772
Date	Aug 1, 2022
Instrument	202211772

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0202211773
Date	Aug 1, 2022
Instrument	202211773

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5340 Gardner Ct was $1,743, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+6.41%)	$210,000 Land $40,400 Building $169,600	$210,000 Land $40,400 Building $169,600
2024	$1,638.00 (+24.85%)
2023	$1,312.00	$158,100 Land $40,400 Building $117,700	$158,100 Land $40,400 Building $117,700
2022	$1,312.00
2019	$1,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5340 Gardner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5340 Gardner Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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