Mercer County property record for 5342 Karafit Rd, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 2021 |
| Lot Size | 3.41 acres (148,888 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-066100.0300 |
| Primary APN | 09-066100.0300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 148,888 sqft (3.41 acres) |
| Street Address | 5342 KARAFIT RD |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW SW RTS: 003-06-21 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 967800 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5342 KARAFIT RD, CELINA, OH 45822-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Jul 23, 2021 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5342 KARAFIT RD, CELINA, OH 45822-9107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7165 STATE ROUTE 219, CELINA, OH 45822-9146 |
| Document Number | 202100005399 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202100005399 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5342 KARAFIT RD, CELINA, OH 45822-9107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202200003697 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 202200003697 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 23, 2021 |
| Property Address | 5342 KARAFIT RD, CELINA, OH 45822-9107 |
| Document Number | 202100004611 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 202100004611 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7165 ST, CELINA, OH 45822 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Franklin Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 (+0.23%) | $63,360 (-) Land $15,370 Building $47,990 | |
| 2023 | $2,632.00 (-53.6%) | $63,360 (+40.3%) Land $15,370 Building $47,990 | $181,000 (+40.31%) Land $43,900 Building $137,100 |
| 2022 | $5,672.00 | $45,160 Land $11,940 Building $33,220 | |
| 2020 | $129,000 Land $34,100 Building $94,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 33 (1992–2019) |
| Claims Outside the SFHA | 15 of 33 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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