5342 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5342 Indian Ocean Loop, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 2006
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$45,600 (Nov 2004)
Tax Bill	$2,405 (2024)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-20-25-1805-000-34100`

Property Details

APN / Parcel Number

Primary APN	`13-20-25-1805-000-34100`
Alternative APNs	`252013180500034100` `3803704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,138 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3803704
Street Address	5342 INDIAN OCEAN LOOP
City	TAVARES
State	FL
Zip	32778-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TAVARES ROYAL HARBOR PHASE 2 SUB LOT 341 PB 45 PGS 32-35 ORB 2700 PG 175 ORB 5502 PG 1315 ORB 6180 PG 1699 ORB 6181 PG 985
Legal Range	25E
Legal Township	20S
Legal Section	13
Legal Subdivision	TAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract	1805
Legal Lot Number	341
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2044
Census Tract	31002

Owner

5342 Indian Ocean Loop is owned and occupied by two individuals who acquired it in July 2020.

Source: Lake County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Intrafamily Transfer, Transfer
Jul 25, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2004 · Amount on File
Deed Sale	Nov 18, 2004 · Amount on File
Deed Document Number	2004153664
Deed Book / Page	2700 / 175
Last Transfer Date	Jul 9, 2020
Transfer Doc	0055021315
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jul 24, 2023
Property Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261
Document Number	0061801699
Book / Page	6180 / 1699
Map Reference	MB 45 PG 32-35
Instrument Date	Jul 21, 2023
Instrument	2023088490
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jul 25, 2023
Property Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261
Document Number	0061810985
Book / Page	6181 / 985
Map Reference	MB 45 PG 32-35
Instrument Date	Jul 21, 2023
Instrument	2023089023
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 13, 2020
Property Address	5342 INDIAN OCEAN LOOP, TAVARES, FL 32778-9261
Document Number	0055021315
Book / Page	005502 / 001315
Instrument Date	Jul 9, 2020
Instrument	74222
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5342 INDIAN OCEAN LOOP TAVARES FL 327789261, TAVARES, FL 32778-9261

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,330 (+2.9%)	$326,596 (-) Land $49,400 Building $277,196
2025		$175,250 Land $49,400 Building $125,850	$326,596 Land $49,400 Building $277,196
2024	$2,405.00 (+5.81%)
2023	$2,273.00 (-2.4%) Homeowner's exemption Widower's exemption	$165,360 (+3%)	$278,425 (-) Land $49,400 Building $229,025
2022	$2,329.00 Homeowner's exemption Widower's exemption	$160,550	$278,425 Land $49,400 Building $229,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5342 Indian Ocean Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5342 Indian Ocean Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Xfinity.

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