5327 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5327 Indian Ocean Loop, Tavares, FL 32778 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,602 sqft Living Area
Lot Size	6,453 sqft (0.148 acres)
Occupancy	Owner Occupied
Last Sale	$299,000 (2025)
Tax Bill	$1,119.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`13-20-25-1805-000-27300`
Alternative APN	`3803636`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,602 sqft Living Area
1st Floor	1,602 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	6,453 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	460 sqft Garage
Porch	Open Porch
Porch Area	138 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3803636
Street Address	5327 INDIAN OCEAN LOOP
City	TAVARES
State	FL
Zip	32778-9259
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TAVARES ROYAL HARBOR PHASE 2 SUB LOT 273 PB 45 PGS 32-35 ORB 6443 PG 556
Legal Range	25E
Legal Township	20S
Legal Section	13
Legal Subdivision	ROYAL HARBOR
Legal Phase	2
Legal Tract	1805
Legal Lot Number	273
Jurisdiction	LAKE FL
Minor Civil Division	TAVARES
Census Blockgroup	2
Census Block	2041
Census Tract	31002

Owner

Source: Lake County records · APN 13-20-25-1805-000-27300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5327 INDIAN OCEAN LOOP, TAVARES, FL 32778-9259
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2025 · Amount on Record
Deed Sale	Sep 04, 2025 · Amount on Record
Prior Sale	Dec 10, 2024 · Amount on Record
Deed Doc Number	2025109159
Deed Book / Page	6590 / 2095
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 04, 2025
Property Address	5327 INDIAN OCEAN LOOP, TAVARES, FL 32778-9259
Document Number	0065902095
Book / Page	6590 / 2095
Map Reference	MB 45 PG 32-35
Instrument Date	Aug 28, 2025
Instrument	2025109159
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 WILSON RD, LITCHFIELD, CT 06759-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5327 INDIAN OCEAN LOOP, TAVARES, FL 32778-9259

Mortgage

Document Number	0065902097
Date	Sep 04, 2025
Instrument	6590/2097

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,768 (+108.98%) Land $49,400 Building $217,368	$266,768 (+0.32%) Land $49,400 Building $217,368
2024	$1,119.00 (+8.75%) Additional exemption filed	$127,650 (+2.99%) Land $49,400 Building $78,250	$265,913 (+13.06%) Land $49,400 Building $216,513
2023	$1,029.00 (+3.52%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$123,940 (+3%)	$235,195 (-) Land $49,400 Building $185,795
2022	$994.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$120,330	$235,195 Land $49,400 Building $185,795

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.