5341 Reels Mill Rd, Frederick, MD 21704 Property Records

Frederick County property record for 5341 Reels Mill Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,134 sqft · built 1965
Lot Size	0.46 acres (20,037 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2022)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-225234`

Property Details

APN / Parcel Number

Primary APN	`09-225234`
Alternative APNs	`9225234` `225234`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	225234
Street Address	5341 REELS MILL RD
City	FREDERICK
State	MD
Zip	21704-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #1, 100 X 200 E/S REELS MILL RD.
Legal Subdivision	HARMONY HILLS
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2017
Census Tract	751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5341 Reels Mill Rd is owned and occupied by an individual who bought it in May 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5341 REELS MILL RD, FREDERICK, MD 21704-7322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed, Transfer · FHA Mortgage STRONG HOME MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK
Aug 30, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Book / Page	15940 / 328
Transfer Doc	0000004080
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 25, 2022
Property Address	5341 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	0159400328
Book / Page	15940 / 328
Map Reference	MB 3 PL 22
Instrument Date	May 18, 2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5341 REELS MILL RD, FREDERICK, MD 21704-7322

Mortgage

Document Number	0015940333
Date	May 25, 2022
Instrument	15940/333

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5341 REELS MILL RD, FREDERICK, MD 21704-7322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137930289
Date	Jun 9, 2020
Book Page	13793/289

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 30, 2017
Property Address	5341 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	0120050240
Book / Page	012005 / 000240
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	596 SWALLOWTAIL DR FREDERICK MD 217032234, FREDERICK, MD 21703-2234

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 6, 2017
Property Address	5341 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	0115990264
Book / Page	011599 / 000264
Instrument Date	Dec 13, 2016
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Tax	$92.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	596 SWALLOWTAIL DR FREDERICK MD 217032234, FREDERICK, MD 21703-2234

Tax Assessment & Valuation

The 2025 property tax bill for 5341 Reels Mill Rd was $3,867, up 11.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,500 (+10.22%)	$366,600 (-) Land $195,800 Building $170,800
2025	$3,867.00 (+11.86%)	$304,400	$366,600 Land $195,800 Building $170,800
2024	$3,457.00 (+10.03%)
2023	$3,142.00	$255,500	$273,300 Land $135,000 Building $138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5341 Reels Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5341 Reels Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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