5337 Reels Mill Rd, Frederick, MD 21704 Property Records

Frederick County property record for 5337 Reels Mill Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1966
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$354,900 (Apr 2020)
Tax Bill	$5,109 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-244190`

Property Details

APN / Parcel Number

Primary APN	`09-244190`
Alternative APNs	`9244190` `244190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Area	300 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	88 sqft
Deck Area	40 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	244190
Street Address	5337 REELS MILL RD
City	FREDERICK
State	MD
Zip	21704-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #2, 100 X 300 E/S REELS MILL RD. HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2017
Census Tract	751904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Apr 20, 2020	Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Jan 24, 2020	Grant Deed, Transfer · Conventional with PMI GREENBRIAR LNDG LLC
Oct 31, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Book / Page	13667 / 495
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 22, 2026
Property Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	1796000035
Book / Page	17969 / 35
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	TITLE ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322

Mortgage

Document Number	1796000035,
Date	Jul 22, 2026
Book Page	17969/35

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322

Mortgage

Document Number	0149290462
Date	May 27, 2021
Book Page	14929/462

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 20, 2020
Property Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	0136670495
Book / Page	13667 / 495
Map Reference	MB 3 PL 122
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$887.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322

Mortgage

Document Number	136670502
Date	Apr 20, 2020
Instrument	13667/0502

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 24, 2020
Property Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	0134830414
Book / Page	013483 / 000414
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11110 LUXMANOR RD ROCKVILLE MD 208523620, ROCKVILLE, MD 20852-3620

Mortgage

Document Number	134830420
Date	Jan 24, 2020
Book Page	013483/000420

Lender

Name	GREENBRIAR LNDG LLC
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 31, 2019
Property Address	5337 REELS MILL RD, FREDERICK, MD 21704-7322
Document Number	0133140177
Book / Page	013314 / 000177
Instrument Date	Aug 14, 2019
Transaction Type	Foreclosure
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$209.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5337 REELS MILL RD FREDERICK MD 217047322, FREDERICK, MD 21704-7322
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,133 (+35.38%)	$538,200 (+32.56%) Land $215,900 Building $322,300
2025	$5,109.00 (+15.46%)
2023	$4,425.00	$365,000	$406,000 Land $144,400 Building $261,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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