5340 Papaya Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 5340 Papaya Cir, Harlingen, TX 78552

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,896 sqft · built 1983
Lot Size0.485 acres (21,136 sqft)
Owner2 Individual Names on Record
Last Sale$93,800 (Mar 2017)
Tax Bill$8,422 (2025)
Deeds & MortgagesJan 2024 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN458080-0090-006000

Property Details

APN / Parcel Number

Primary APN458080-0090-006000
Alternative APN
  • 91262

Interior

Bedrooms3 Beds
Full Baths5 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area3,896 sqft Living Area
1st Floor Area3,164 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area21,136 sqft (0.485 acres)
Lot Width73 ft Width
Garage TypeCarport
Garage Area625 sqft
CarportCarport
Carport Area625 sqft
DrivewayConcrete Driveway
Driveway Area4,422 sqft
Parking Spaces2 Parking Spaces
Pool Area360 sqft
PorchOpen Frame Porch
Porch Area1,130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address5340 PAPAYA CIR
CityHARLINGEN
StateTX
Zip78552-8956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-C
Legal DescriptionPALM VALLEY- PALM VALLEY ESTS 3 LOT 6 BLK 9
Legal SubdivisionPALM VALLEY ESTATES SUBDIVISION 3
Legal Block9
Legal Lot Number6
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1018
Census Tract10405

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5340 PAPAYA CIR, HARLINGEN, TX 78552-8956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 28, 2017Vendor's Lien, Transfer · Stand-Alone First Mortgage
EDWARD M AYRES ETUX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2017 · Amount on Record
Deed SaleMar 28, 2017 · Amount on Record
Prior SaleMar 24, 2009 · Amount on Record
Deed Document Number201711754
Deed Book / Page22474 / 260
Prior Transfer DateMar 27, 2017
Prior Transfer Doc022474/260
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address5340 PAPAYA CIR, HARLINGEN, TX 78552-8956
Transaction TypeMortgage
Record UpdatedJan 16, 2024
Title CompanyCALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5340 PAPAYA CIR, HARLINGEN, TX 78552-8956

Mortgage

Document Number0202400062
DateJan 2, 2024
Instrument2024-00062
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2039

March 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCAMERON TX
Recording DateMar 28, 2017
Property Address5340 PAPAYA CIR, HARLINGEN, TX 78552-8956
Document Number022474/260
Book / Page22474 / 260
Map ReferenceVOL 14670 PG 165
Instrument DateMar 27, 2017
Instrument2017-00011754
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanySTEWART TITLE/CAMERON COUNTY INC, STEWART TITLE CAMERON COUNTY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5514 BRAZO CIR, PALM VALLEY, TX 78552-8900

Transferred To (Grantee/Buyer)

NameVerified Name
Address5340 PAPAYA CIR, PALM VALLEY, TX 78552-8956

Mortgage

Document Number201700011755
DateMar 28, 2017
Instrument2017-00011755
Lender
NameEDWARD M AYRES ETUX
TypePrivate Party
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityPalm Valley City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,221 (+6.22%) Land $174,372 Building $331,849$506,221 (+1.14%) Land $174,372 Building $331,849
2025$8,422.00 (+5.51%) Homeowner's exemption$476,579 (-6.09%) Land $174,372 Building $326,130$500,502 (-1.38%) Land $174,372 Building $326,130
2023$507,491 Land $174,372 Building $333,119$507,491 Land $174,372 Building $333,119
2022$7,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 336 policies
Nearby Flood Policies336 in force
Nearby Flood Claims159 (2008–2025)
Claims Outside the SFHA159 of 159
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 151 claims
  • Hurricane Dolly, Jul 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM VALLEY
serves 1,310 people · EPA ID TX0310027
Water SourcePurchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State InspectionJan 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
RGV Communications
Fixed Wireless
100 / 100

May also be available: Smartcom Telephone.

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