Hamilton County property record for 534 Turtle Xing, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,248 sqft · built 1996 |
| Lot Size | 0.228 acres (9,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Jun 2020) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172I F 033 |
| Primary APN | 172I F 033 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,248 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,970 sqft (0.228 acres) |
| Lot Dimensions | 173 ft deep x 57.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000136941 |
|---|---|
| Street Address | 534 TURTLE XING |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 232 THE OVERLOOK AT WINDSTONE PB54 PG47 |
| Legal Subdivision | THE OVERLOOK AT WIND |
| Legal Lot Number | 232 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 11325 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 TURTLE XING, OOLTEWAH, TN 37363 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 3, 2020 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on Record |
| Deed Sale | Jun 3, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2003 · Amount on Record |
| Deed Document Number | 2020060300215 |
| Deed Book / Page | 12023 / 353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 534 TURTLE XING, OOLTEWAH, TN 37363-9318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 534 TURTLE XING, OOLTEWAH, TN 37363-9318 |
| Document Number | 0000000015 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 13370/637 |
| Instrument | 2023081400015 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 3, 2020 |
| Property Address | 534 TURTLE XING, OOLTEWAH, TN 37363-9318 |
| Document Number | 0603000215 |
| Book / Page | 012023 / 000353 |
| Instrument Date | May 26, 2020 |
| Instrument | 200603000215 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,587.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 534 TURTLE XING OOLTEWAH TN 373639318, OOLTEWAH, TN 37363-9318 |
| Document Number | 603000216 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 012023/000355 |
| Instrument | 200603000216 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 534 TURTLE XING, OOLTEWAH, TN 37363-9318 |
| Document Number | 0807000117 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 534 TURTLE XING OOLTEWAH TN 373639318, OOLTEWAH, TN 37363-9318 |
| Document Number | 0807000117 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 011420/000571 |
| Instrument | 180807000117 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 6, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+6.95%) | $150,175 (+57.87%) | $600,700 (+57.87%) Land $100,000 Building $500,700 |
| 2024 | $2,128.00 (-0.42%) | $95,125 (-) | $380,500 (-) Land $60,000 Building $320,500 |
| 2023 | $2,137.00 | $95,125 | $380,500 Land $60,000 Building $320,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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