531 Turtle Xing, Ooltewah, TN 37363 Property Records

Hamilton County property record for 531 Turtle Xing, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,961 sqft · built 1996
Lot Size0.355 acres (15,496 sqft)
Owner2 Owner Names on Record
Last Sale$230,000 (Dec 2006)
Tax Bill$1,832 (2025)
Deeds & MortgagesApr 2024 Mortgage
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN172I F 029

Property Details

APN / Parcel Number

Primary APN172I F 029
Alternative APN
  • 0000136937

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,961 sqft Living Area

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,496 sqft (0.355 acres)
Lot Dimensions154 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000136937
Old Parcel Number172I F 029
Street Address531 TURTLE XING
CityOOLTEWAH
StateTN
Zip37363-9325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 228 THE OVERLOOK AT WINDSTONE PB54 PG47
Legal SubdivisionTHE OVERLOOK AT WIND
Legal Lot Number228
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group4
Census Block4006
Census Tract11325

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address531 TURTLE XING, OOLTEWAH, TN 37363-9325
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK
Apr 26, 2024Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2006 · Amount on Record
Deed SaleDec 1, 2006 · Amount on Record
Prior SaleJul 7, 1998 · Amount on Record
Deed Document Number2006120100263
Deed Book / Page8168 / 401
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address531 TURTLE XING, OOLTEWAH, TN 37363-9325
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 TURTLE XING, OOLTEWAH, TN 37363-9325

Mortgage

Document Number0000000088
DateApr 26, 2024
Book Page13575/228
Instrument2024042600088
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address531 TURTLE XING, OOLTEWAH, TN 37363-9325
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 TURTLE XING, OOLTEWAH, TN 37363-9325

Mortgage

Document Number0000000089
DateApr 26, 2024
Book Page13575/240
Instrument2024042600089
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 27, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,832.00 (+7.01%)$120,875 (+57.95%)$483,500 (+57.95%) Land $100,000 Building $383,500
2024$1,712.00 (-0.52%)$76,525 (-)$306,100 (-) Land $60,000 Building $246,100
2023$1,721.00$76,525$306,100 Land $60,000 Building $246,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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