534 Niagara Dr, Volo (Round Lake), IL 60073 Property Records

Lake County property record for 534 Niagara Dr, Volo, IL 60073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,098 sqft · built 2009
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (May 2009)
Tax Bill	$7,627 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-404-004`

Property Details

APN / Parcel Number

Primary APN	`09-02-404-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	3,452 sqft
1st Floor Area	1,044 sqft
2nd Floor Area	1,054 sqft
Upper Floors Area	1,054 sqft
Basement Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	319 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	534 NIAGARA DR
City	VOLO
State	IL
Zip	60073-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUTUMN GROVE SUB;LOT 3
Legal Subdivision	AUTUMN GROVE SUB
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2022
Census Tract	864207

Owner

534 Niagara Dr is owned and occupied by two individuals who bought it in May 2009.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	534 NIAGARA DR, VOLO, IL 60073-8201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Oct 26, 2017	Deed of Trust, Mortgage · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2009 · Amount on File
Deed Sale	May 19, 2009 · Amount on File
Deed Document Number	20096474360
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	534 NIAGARA DR, VOLO, IL 60073-8201
Document Number	0007445270
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	534 NIAGARA DR VOLO IL 600738201, VOLO, IL 60073-8201

Mortgage

Document Number	0007445270
Date	Nov 22, 2017
Instrument	7445270

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 21, 2027

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	534 NIAGARA DR, VOLO, IL 60073-8201
Document Number	0007439789
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	534 NIAGARA DR VOLO IL 600738201, VOLO, IL 60073-8201

Mortgage

Document Number	0007439789
Date	Nov 1, 2017
Instrument	7439789

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Volo Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,643 Land $22,209 Building $94,434	$349,964 Land $66,634 Building $283,330
2024	$7,627.00 (+0.46%)
2023	$7,592.00 (+2.79%)	$99,879 (+13.82%) Land $19,017 Building $80,862	$299,667 (+13.82%) Land $57,057 Building $242,610
2022	$7,386.00	$87,750 Land $19,613 Building $68,137	$263,276 Land $58,845 Building $204,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 534 Niagara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 534 Niagara Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VOLO serves 6,629 people · EPA ID IL0971770
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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