485 Niagara Dr, Volo (Round Lake), IL 60073 Property Records

Lake County property record for 485 Niagara Dr, Volo, IL 60073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,854 sqft · built 2013
Lot Size0.172 acres (7,497 sqft)
Owner2 Individual Names on Record
Last Sale$362,500 (Dec 2021)
Tax Bill$10,775 (2024)
Deeds & MortgagesMar 2022 Mortgage
Jul 2024 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-02-304-061

Property Details

APN / Parcel Number

Primary APN09-02-304-061

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,854 sqft Living Area
Gross Area4,534 sqft
1st Floor Area1,174 sqft
2nd Floor Area1,680 sqft
Upper Floors Area1,680 sqft
Basement Area1,174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,497 sqft (0.172 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address485 NIAGARA DR
CityVOLO
StateIL
Zip60073-5940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSYMPHONY MEADOWS- NEIGHBORHOOD ONE SUB; LOT 126 (EX N .4)
Legal SubdivisionSYMPHONY MEADOWS- NEIGHBORHOOD ONE SUB
Legal Lot Number126
JurisdictionLAKE IL
Township / Civil DivisionWAUCONDA
Census Block Group2
Census Block2032
Census Tract864207

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address485 NIAGARA DR, VOLO, IL 60073-5940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 23, 2024Transfer on Death Deed, Transfer
Dec 13, 2021Deed of Trust, Mortgage
ROBIN WALOUITCH REVOCABLE TRUST
Dec 13, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
NOT AVAILABLE
Mar 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
Dec 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Prior SaleAug 27, 2013 · Amount on Record
Deed Document Number20217853263
Last Transfer DateJul 8, 2024
Transfer Doc0008046399
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address485 NIAGARA DR, VOLO, IL 60073-5940
Transaction TypeMortgage
Record UpdatedApr 21, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007890240
DateMar 24, 2022
Instrument7890240
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

July 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IL
Recording DateJul 23, 2024
Property Address485 NIAGARA DR, VOLO, IL 60073-5940
Document Number0008046399
Map ReferenceDOC 6135738
Instrument DateJul 8, 2024
Instrument8046399
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address485 NIAGARA DR, VOLO, IL 60073-5940

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 NIAGARA DR, VOLO, IL 60073-5940

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address485 NIAGARA DR, VOLO, IL 60073-5940
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 NIAGARA DR, VOLO, IL 60073-5940

Mortgage

Document Number0007853265
DateDec 13, 2021
Instrument7853265
Lender
NameROBIN WALOUITCH REVOCABLE TRUST
TypeNon-Lending Institution
AddressLAKE ZURICH, IL 60047
Agreement
AmountAmount Recorded

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateDec 13, 2021
Property Address485 NIAGARA DR, VOLO, IL 60073-5940
Document Number0007853263
Map ReferenceDOC 6135738
Instrument DateNov 10, 2021
Instrument7853263
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$362.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address485 NIAGARA DR, VOLO, IL 60073-5940

Mortgage

Document Number0007853264
DateDec 13, 2021
Instrument7853264
Lender
NameNOT AVAILABLE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0007853265
DateDec 13, 2021
Instrument7853265
Lender
NameROBIN WALOUITCH REVOCABLE TRUST
TypeNon-Lending Institution
AddressLAKE ZURICH, IL 60047
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address485 NIAGARA DR, VOLO, IL 60073-5940
Document Number0007643709
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyMIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address485 NILAGARA DR VOLO IL 60073, VOLO, IL 60073

Mortgage

Document Number0007643709
DateMar 25, 2020
Instrument7643709
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 24, 2040

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address485 NIAGARA DR, VOLO, IL 60073-5940
Document Number0007452748
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018
Title CompanyMORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address485 NIAGARA DR VOLO IL 600735940, VOLO, IL 60073-5940

Mortgage

Document Number0007452748
DateDec 21, 2017
Instrument7452748
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 20, 2037
Interest
Rate TypeAdjustable Rate
Rate7.44%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWauconda Township
MunicipalityVolo Village
Unified School DistrictWauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$129,066 (+24.96%) Land $21,083 Building $107,983$387,236 (+24.96%) Land $63,255 Building $323,981
2024$10,775.00 (+19.23%)
2023$9,037.00 (+2.72%)$103,286 (+2.95%) Land $16,872 Building $86,414$309,889 (+2.95%) Land $50,621 Building $259,268
2022$8,798.00$100,325 Land $17,403 Building $82,922$301,005 Land $52,214 Building $248,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVOLO
serves 6,629 people · EPA ID IL0971770
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityBarium
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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