534 NE Clay Ave, Bend, OR 97701 Property Records

Deschutes County property record for 534 NE Clay Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1940
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171233 CD 01401`

Property Details

APN / Parcel Number

Primary APN	`171233 CD 01401`
Alternative APNs	`R1001171233CD01401` `105685`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	576 sqft

Location & Zoning

Account Number	105685
Old Parcel Number	R1001171233CD01401
Street Address	534 NE CLAY AVE
City	BEND
State	OR
Zip	97701-5157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 BLK:4 SUBD:NORTHWEST TOWNSITE COMPANYS FIRST ADDITI SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-CD
Legal Range	12E
Legal Township	17S
Legal Section	33
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	NORTHWEST TOWNSITE COMPANYS FIRST ADDITI
Legal Block	4
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1058
Census Tract	1602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	534 NE CLAY AVE, BEND, OR 97701-5157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000002855
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 21, 2022
Property Address	534 NE CLAY AVE, BEND, OR 97701-5157
Document Number	0000002855
Instrument Date	Jan 20, 2022
Instrument	2022-02855
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 NW DRAKE RD, BEND, OR 97703-2316

Mortgage

Document Number	0000002887
Date	Jan 21, 2022
Instrument	2022-02887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	534 NE CLAY AVE, BEND, OR 97701-5157
Document Number	0000032076
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 NE CLAY AVE BEND OR 977015157, BEND, OR 97701-5157

Mortgage

Document Number	0000032076
Date	Aug 14, 2017
Instrument	32076

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00 (+3.94%)	$153,060 (+2.99%)	$526,150 (+1.56%) Land $248,050 Building $278,100
2024	$2,488.00 (+7.89%)	$148,610 (+2.99%)	$518,050 (-) Land $248,050 Building $270,000
2023	$2,306.00	$144,290	$518,050 Land $248,050 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Webformix.

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