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455 NE Clay Ave, Bend, OR 97701 Property Records

Deschutes County property record for 455 NE Clay Ave, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,270 sqft · built 1944
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$636,000 (Sep 2024)
Tax Bill$3,225 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN171233-CC-04100

Property Details

APN / Parcel Number

Primary APN171233-CC-04100
Alternative APNs
  • R1001171233CC04100
  • 105650

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,270 sqft Living Area
Gross Area2,305 sqft
1st Floor Area1,270 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage Area1,035 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number105650
Street Address455 NE CLAY AVE
CityBEND
StateOR
Zip97701-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionKEYSTONE TERRACE BLOCK 9 LOT 6+PT.7
Legal Range12
Legal Township17
Legal Section33
Legal SubdivisionKEYSTONE TERRACE
Legal Block9
Legal Lot Number6
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2076
Census Tract1502

Owner

455 NE Clay Ave is owned and occupied by an individual who bought it in September 2024.

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address455 NE CLAY AVE, BEND, OR 97701-5156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Warranty Deed, Transfer · Conventional Mortgage
WESTCOAST MORTGAGE GROUP & REALTY C
May 8, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2024 · Amount on File
Deed SaleSep 9, 2024 · Amount on File
Prior SaleJun 30, 2022 · Amount on File
Deed Document Number202423314
Prior Transfer DateNov 3, 2023
Prior Transfer Doc0000027608
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 30, 2022
Property Address455 NE CLAY AVE, BEND, OR 97701-5156
Document Number0000026209
Instrument DateJun 24, 2022
Instrument2022-26209
Transaction TypeTransfer
Record UpdatedJul 7, 2022
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address455 NE CLAY AVE, BEND, OR 97701-5156

Mortgage

Document Number0000026210
DateJun 30, 2022
Instrument2022-26210
Lender
NameWESTCOAST MORTGAGE GROUP & REALTY C
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateMay 8, 2019
Property Address455 NE CLAY AVE, BEND, OR 97701-5156
Document Number0000014780
Instrument DateMar 22, 2017
Instrument14780
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address455 NE CLAY AVE BEND OR 977015156, BEND, OR 97701-5156

Tax Assessment & Valuation

The 2025 property tax bill for 455 NE Clay Ave was $3,225, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,225.00 (+3.93%)$190,900 (+3%)$585,330 (+1.65%) Land $259,920 Building $325,410
2024$3,103.00 (+7.89%)$185,340 (+3%)$575,850 (-) Land $259,920 Building $315,930
2023$2,876.00$179,950$575,850 Land $259,920 Building $315,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 455 NE Clay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 455 NE Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		2,300 / 2,300
TDS Telecom
Cable		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Verizon, Webformix.

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