534 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 534 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,235 sqft · built 1930
Lot Size	0.197 acres (8,581 sqft)
Owner	Company Name on Record
Last Sale	$196,505 (Sep 2026)
Tax Bill	$6,465 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-480-011`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-480-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	534 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 4 KOSTER'S ASSESSOR'S PLAT NO 1
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	S PLAT
Legal Block	480
Legal Lot Number	4
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3011
Census Tract	21100

Owner

Source: Ottawa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4545 72ND AVE, ZEELAND, MI 49464-9458
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer MORTGAGE CONNECT
Jul 22, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 7, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Jul 22, 2026 · Amount on Record
Deed Document Number	202629563
Prior Transfer Date	Sep 2, 2026
Prior Transfer Doc	0000029563
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 22, 2026
Property Address	534 E SAVIDGE ST, SPRING LAKE, MI 49456-1732
Document Number	0000029563
Instrument Date	Sep 2, 2026
Instrument	202629563
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount Recorded
Tax	$170,683.94
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4545 72ND AVE, ZEELAND, MI 49464-9458

July 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 22, 2026
Property Address	534 E SAVIDGE ST, SPRING LAKE, MI 49456-1732
Document Number	0000022237
Instrument Date	Jun 18, 2026
Instrument	202622237
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$167,205.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	534 E SAVIDGE ST, SPRING LAKE, MI 49456-1732
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 E SAVIDGE ST, SPRING LAKE, MI 49456-1732

Mortgage

Document Number	20230019350
Date	Aug 4, 2023
Instrument	2023-0019350

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2063

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 7, 2022
Property Address	534 E SAVIDGE ST, SPRING LAKE, MI 49456-1732
Document Number	20220035340
Map Reference	LB 8 PG 77
Instrument Date	Aug 12, 2022
Instrument	2022-0035340
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 E SAVIDGE ST, 534, SPRING LAKE, MI 49456-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MILL ST, COOPERSVILLE, MI 49404-1239

Mortgage

Document Number	20220035341
Date	Oct 7, 2022
Instrument	2022-0035341

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,700 (+14.52%)	$233,400 (+14.52%)
2025	$6,465.00 (+211.27%)
2023		$101,900	$203,800
2022	$2,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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