525 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 525 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1962
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Oct 2020)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-478-012`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-478-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	150 ft deep x 62.5 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-B
Legal Description	LOT 11 PARK HURST PLAT VILLAGE OF SPRING LAKE
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	PARKHURST PLAT
Legal Block	478
Legal Lot Number	11
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3010
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jun 11, 2020	Intrafamily Transfer, Transfer
Aug 9, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	202046122
Last Transfer Date	Mar 31, 2021
Transfer Doc	20210019688
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731

Mortgage

Document Number	20220006353
Date	Feb 16, 2022
Instrument	2022-0006353

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 3, 2047

Interest

Rate Type	Adjustable Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 12, 2021
Property Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731
Document Number	20210019688
Map Reference	LB 7 PG 5
Instrument Date	Mar 31, 2021
Instrument	2021-0019688
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13491 CARPENTER WAY, 13491, NUNICA, MI 49448-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731

Mortgage

Document Number	20210019689
Date	Apr 12, 2021
Instrument	2021-0019689

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 20, 2020
Property Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731
Document Number	20200046122
Map Reference	LB 7 PG 5
Instrument Date	Oct 16, 2020
Instrument	2020-0046122
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 E SAVIDGE ST, 525, SPRING LAKE, MI 49456-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 JUDSON RD, NORTON SHORES, MI 49456-9617

Mortgage

Document Number	20200046123
Date	Oct 20, 2020
Instrument	2020-0046123

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jun 11, 2020
Property Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731
Document Number	20200023015
Instrument Date	Jun 1, 2020
Instrument	2020-0023015
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5413 ALBERTA DR, HUDSONVILLE, MI 49426-8981

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 9, 2018
Property Address	525 E SAVIDGE ST, SPRING LAKE, MI 49456-1731
Document Number	20180028062
Instrument Date	Aug 6, 2018
Instrument	2018-0028062
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17450 DUNEWOOD CT, 17450, SPRING LAKE, MI 49456-9466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5413 ALBERTA DR, HUDSONVILLE, MI 49426-8981

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,800 (+5.35%)	$287,600 (+5.35%)
2025	$4,237.00 (+16.24%) Homeowner's exemption	$136,500 (+4.44%)	$273,000 (+4.44%)
2023		$130,700	$261,400
2022	$3,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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