534 E Mitchell St, Gaylord, MI 49735 Property Records

Otsego County property record for 534 E Mitchell St, Gaylord, MI 49735

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Dec 2020)
Tax Bill$2,238 (2025)
Deeds & MortgagesDec 2022 Mortgage
Dec 2020 Sale
APN081-130-000-023-00

Property Details

APN / Parcel Number

Primary APN081-130-000-023-00

Interior

Full Baths2 Baths
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 100 ft wide
Garage Area470 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address534 E MITCHELL ST
CityGAYLORD
StateMI
Zip49735-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 H. C. BAILEYS SOUTH ADD. T31N R3W SEC 34 T31N R3W
Legal Range03W
Legal Township31N
Legal Section34
Legal SubdivisionBAILEYS SOUTH ADD
Legal Lot Number23
JurisdictionOTSEGO MI
Township / Civil DivisionLIVINGSTON
Census Block Group4
Census Block4026
Census Tract950300

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 N MAPLE AVE, GAYLORD, MI 49735-1615
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
NICOLET NATIONAL BANK
Dec 3, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2020 · Amount on Record
Deed SaleDec 3, 2020 · Amount on Record
Deed Book / Page1545 / 162
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO MI
Property Address534 E MITCHELL ST, GAYLORD, MI 49735-1621
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N MAPLE AVE, GAYLORD, MI 49735-1615

Mortgage

Document Number0000001621/0000000519
DateDec 22, 2022
Book Page0000001621/0000000519
Lender
NameNICOLET NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2043
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateJan 1, 2020

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO MI
Recording DateDec 3, 2020
Property Address534 E MITCHELL ST, GAYLORD, MI 49735-1621
Document Number001545/162
Book / Page1545 / 162
Instrument DateNov 18, 2020
Transaction TypeTransfer
Record UpdatedMay 5, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N MAPLE AVE, GAYLORD, MI 49735-1615

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOtsego County
County SubdivisionLivingston Township
Unified School DistrictGaylord Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,200 (+3.05%)$162,400 (+3.05%)
2025$2,238.00 (+2.85%)$78,800 (+23.51%)$157,600 (+23.51%)
2024$2,176.00 (+7.19%)
2023$63,800$127,600
2022$2,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAYLORD
serves 3,629 people · EPA ID MI0002600
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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