524 E Mitchell St, Gaylord, MI 49735 Property Records

Otsego County property record for 524 E Mitchell St, Gaylord, MI 49735

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Apr 2010)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
APN	`103-130-000-110-00`

Property Details

APN / Parcel Number

Primary APN	`103-130-000-110-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Width	100 ft Width

Location & Zoning

Street Address	524 E MITCHELL ST
City	GAYLORD
State	MI
Zip	49735-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 H.C. BAILEYS SOUTH ADD.
Legal Subdivision	BAILEYS SOUTH ADD
Legal Lot Number	24
Jurisdiction	OTSEGO MI
Township / Civil Division	GAYLORD
Census Block Group	4
Census Block	4006
Census Tract	950300

Owner

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 32, GAYLORD, MI 49734-0032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2010 · Amount on Record
Deed Sale	Apr 20, 2010 · Amount on Record
Deed Book / Page	1228 / 223
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	1120/135
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	524 E MITCHELL ST, GAYLORD, MI 49735-1621
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E MITCHELL ST, GAYLORD, MI 49735-1621

Mortgage

Document Number	0000001586/0000000824
Date	Dec 9, 2021
Book Page	0000001586/0000000824

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
Municipality	Gaylord City
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,000 (+6.94%)	$222,000 (+6.94%)
2025	$2,555.00 (+1.47%) Homeowner's exemption	$103,800 (+24.01%)	$207,600 (+24.01%)
2024	$2,518.00 (+3.66%)
2023		$83,700	$167,400
2022	$2,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20