534 E Main St, Morehead, KY 40351 Property Records

Rowan County property record for 534 E Main St, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property TypeCommercial > Retail
Square Footage1,416 sqft Total Area
Last Sale$575,000 (2021)
Tax Bill$4,812.00 (2025)

Property Details

APN / Parcel Number

Primary APN080-30 00 004.00
Alternative APNs
  • 5115
  • 5122
  • 5404

Interior

Building Area1,416 sqft Total Area
Stories2 Stories

Exterior

Exterior MaterialStone Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof

Utilities and HVAC

Cooling SystemNone Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number5404
Street Address534 E MAIN ST
CityMOREHEAD
StateKY
Zip40351-2305
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionFIVE PLEX & LOT EAST MAIN
Legal SubdivisionAPARTMENTS
JurisdictionROWAN KY
Minor Civil DivisionMOREHEAD
Census Blockgroup1
Census Block1023
Census Tract950301

Owner

Source: Rowan County records · APN 080-30 00 004.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address230 STATE HIGHWAY 2, OLIVE HILL, KY 41164-4513
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2021Warranty Deed, Transfer · Commercial Mortgage
S & K WILBURN ENTERPRISES INC
May 09, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2021 · Amount on Record
Deed SaleMar 03, 2021 · Amount on Record
Prior SaleMay 09, 2018 · Amount on Record
Deed Doc Number2008441
Deed Book / PageD278 / 739
Record RefreshedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN KY
Recording DateMar 03, 2021
Property Address534 E MAIN ST, MOREHEAD, KY 40351-2305
Document Number00D278/739
Book / PageD278 / 739
Instrument DateJan 23, 2021
Instrument2008441
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address571 LINWOOD DR, OLIVE HILL, KY 41164-6874

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 STATE HIGHWAY 2, OLIVE HILL, KY 41164-4513

Mortgage

Document Number00A431/227
DateMar 03, 2021
Book PageA431/227
Instrument2008442
Lender
NameS & K WILBURN ENTERPRISES INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term34 Months
DueJan 01, 2024

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateMay 09, 2018
Property Address534 E MAIN ST, MOREHEAD, KY 40351-2305
Document Number00D267/683
Book / PageD267 / 683
Instrument DateMay 08, 2018
Instrument409241
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
Tax$485.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address206 E MAIN ST, MOREHEAD, KY 40351-1620

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 13, OLIVE HILL, KY 41164-0013

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
MunicipalityMorehead City
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,812.00 (-1.78%)$575,000 (-) Land $183,400 Building $391,600$575,000 (-) Land $183,400 Building $391,600
2023$4,899.00$575,000 Land $100,000 Building $475,000$575,000 Land $100,000 Building $475,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

Nearby Streets

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