520 E Main St, Morehead, KY 40351 Property Records

Rowan County property record for 520 E Main St, Morehead, KY 40351 · Last verified January 2026

Property Highlights

Property Type	Commercial > Retail
Last Sale	$325,000 (2024)
Tax Bill	$2,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`080-30 00 002.00`
Alternative APNs	`8737` `8786` `2349`

Exterior

Exterior Material	Other Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation

Location & Zoning

Account Number	2349
Street Address	520 E MAIN ST
City	MOREHEAD
State	KY
Zip	40351-1318
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	BLDG & LOT EAST MAIN STREET
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	1
Census Block	1023
Census Tract	950301

Owner

Source: Rowan County records · APN 080-30 00 002.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 BELLEFONTE DR, ASHLAND, KY 41101-2113
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2024 · Amount on Record
Deed Sale	Oct 07, 2024 · Amount on Record
Deed Doc Number	2032550
Deed Book / Page	D293 / 483
Record Refreshed	Jun 08, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 07, 2024
Property Address	520 E MAIN ST, MOREHEAD, KY 40351-1318
Document Number	00D293/483
Book / Page	D293 / 483
Instrument Date	Oct 02, 2024
Instrument	2032550
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 BELLEFONTE DR, ASHLAND, KY 41101-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PLEASANT VLY, MOREHEAD, KY 40351-7940

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (-10.85%)	$325,000 (-9.25%) Land $172,494 Building $152,506	$325,000 (-9.25%) Land $172,494 Building $152,506
2023	$3,051.00	$358,119 Land $172,494 Building $185,625	$358,119 Land $172,494 Building $185,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.