534 Adkins Loop, Olive Hill, KY 41164 Property Records

Carter County property record for 534 Adkins Loop, Olive Hill, KY 41164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,500 sqft · built 1969
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$641 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-00-00-016.00`

Property Details

APN / Parcel Number

Primary APN	`062-00-00-016.00`
Alternative APN	`18451`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	616 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	18451
Street Address	534 ADKINS LOOP
City	OLIVE HILL
State	KY
Zip	41164-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.36 ACRE
Jurisdiction	CARTER KY
Township / Civil Division	GRAHN
Census Block Group	2
Census Block	2001
Census Tract	960300

Owner

534 Adkins Loop is owned and occupied by an individual.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	534 ADKINS LOOP, OLIVE HILL, KY 41164-8361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Oct 30, 2017	Deed of Trust, Mortgage · VA Mortgage FAIR WAY LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	534 ADKINS LOOP, OLIVE HILL, KY 41164-8361
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR466/757
Date	Nov 22, 2021
Book Page	OR466/757
Instrument	539551

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	534 ADKINS LOOP, OLIVE HILL, KY 41164-8361
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 382233
Date	Oct 30, 2017
Book Page	OR383/065
Instrument	382233

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 534 Adkins Loop was $641.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00	$75,180	$75,180
2023	$603.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Adkins Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Adkins Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Adkins Loop

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