Carter County property record for 497 Adkins Loop, Olive Hill, KY 41164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1966 |
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (May 2025) |
| Tax Bill | $1,919 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-00-00-017.00 |
| Primary APN | 062-00-00-017.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 163,350 sqft (3.75 acres) |
| View / Lot | Waterfront - Canal |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 692 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 17908 |
|---|---|
| Street Address | 497 ADKINS LOOP |
| City | OLIVE HILL |
| State | KY |
| Zip | 41164-8360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 3.75 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAHN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960300 |
497 Adkins Loop is owned and occupied by two individuals who bought it in May 2025.
Source: Carter County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 ADKINS LOOP, OLIVE HILL, KY 41164-8360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on File |
| Deed Sale | May 2, 2025 · Amount on File |
| Prior Sale | Nov 27, 2006 · Amount on File |
| Deed Document Number | 20251006325 |
| Deed Book / Page | 536 / 301 |
| Prior Transfer Date | Jan 21, 2025 |
| Prior Transfer Doc | 0000533/45 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 497 ADKINS LOOP, OLIVE HILL, KY 41164-8360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | OR397/061 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | OR397/061 |
| Instrument | 385581 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | OLIVE HILL, KY 41164 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 6, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 497 Adkins Loop was $1,919.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,919.00 | $225,000 | $225,000 |
| 2023 | $1,336.00 | $155,000 | $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Adkins Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2012–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Adkins Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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