5332 Michael Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 5332 Michael Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,010 sqft · built 2006
Lot Size	0.135 acres (5,859 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Jan 2007)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663574-000260`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663574-000260`
Alternative APNs	`012926663574000260` `12926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,010 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,340 sqft
Upper Floors Area	1,670 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,859 sqft (0.135 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	18 sqft

Location & Zoning

Street Address	5332 MICHAEL DR
City	WINTER HAVEN
State	FL
Zip	33884-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTLEY PLACE PB 130 PGS 26-27 LOT 26
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	BENTLEY PLACE
Legal Tract	663574
Legal Block	2
Legal Lot Number	26
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2015
Census Tract	14003

Owner

Source: Polk County records · APN 26-29-01-663574-000260

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5332 MICHAEL DR, WINTER HAVEN, FL 33884-4148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2007 · Amount on Record
Deed Sale	Jan 16, 2007 · Amount on Record
Prior Sale	Apr 28, 2006 · Amount on Record
Deed Document Number	200710948
Deed Book / Page	7136 / 1944
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	5332 MICHAEL DR, WINTER HAVEN, FL 33884-4148
Document Number	0103541370
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5332 MICHAEL DR WINTER HAVEN FL 338844148, WINTER HAVEN, FL 33884-4148

Mortgage

Document Number	0103541370
Date	Dec 29, 2017
Book Page	010354/001370
Instrument	250640

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2037

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,686.00 (+7.25%) Homeowner's exemption	$133,621 (+5.99%)	$323,358 (-0.8%) Land $39,000 Building $284,358
2023	$1,572.00 (+3.76%) Homeowner's exemption	$126,073 (+3%)	$325,977 (+24.71%) Land $38,000 Building $287,977
2022	$1,515.00 Homeowner's exemption	$122,401	$261,394 Land $32,000 Building $229,394

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Based on FCC filings for 467 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.