5320 Michael Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 5320 Michael Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	2,242 sqft Living Area
Lot Size	12,672 sqft (0.291 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2024)
Tax Bill	$3,157.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663574-000290`
Alternative APNs	`012926663574000290` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,242 sqft Living Area
Gross Area	2,662 sqft Gross Area
1st Floor	1,160 sqft 1st Floor
Upper Floors	1,082 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	12,672 sqft (0.291 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	18 sqft Porch

Location & Zoning

Street Address	5320 MICHAEL DR
City	WINTER HAVEN
State	FL
Zip	33884-4148
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BENTLEY PLACE PB 130 PGS 26-27 LOT 29
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	BENTLEY PLACE
Legal Tract	663574
Legal Block	2
Legal Lot Number	29
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2015
Census Tract	14003

Owner

Source: Polk County records · APN 26-29-01-663574-000290

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5320 MICHAEL DR, WINTER HAVEN, FL 33884-4148
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Doc Number	202498885
Deed Book / Page	13096 / 1408
Record Refreshed	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 29, 2024
Property Address	5320 MICHAEL DR, WINTER HAVEN, FL 33884-4148
Document Number	0000098885
Book / Page	13096 / 1408
Map Reference	MB 130 PG 26&27
Instrument Date	Apr 26, 2024
Instrument	2024098885
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	FLORIDA TITLESMITH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10440 SWIFT STREAM PL # PL301, PL301, COLUMBIA, MD 21044-4592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 MICHAEL DR, WINTER HAVEN, FL 33884-4148

Mortgage

Document Number	0130961410
Date	Apr 29, 2024
Instrument	13096/1410

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00 (+87.47%) Homeowner's exemption	$212,326 (+27%)	$278,467 (+3.87%) Land $39,000 Building $239,467
2023	$1,684.00 (+4.6%) Homeowner's exemption	$167,185 (+3%)	$268,087 (+22.48%) Land $38,000 Building $230,087
2022	$1,610.00 Homeowner's exemption	$162,316	$218,876 Land $32,000 Building $186,876

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.