533 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 533 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,854 sqft · built 2021
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on File
Last Sale	$1,825,000 (Jun 2021)
Tax Bill	$41,408 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-01504-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`51-01504-0000-00009`
Alternative APN	`510150400009`

Interior

Stories	2 Stories
Building Area	3,854 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	232 ft deep x 88 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	533 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.474 AC
Legal Subdivision	RIDGEWOOD VILLAGE
Legal Block	1504
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

533 Upper Blvd is owned and occupied by two individuals who bought it in June 2021.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	533 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Construction Mortgage UNITY BANK
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITY BK
Dec 21, 2020	Deed, Transfer · Conventional Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202190336
Deed Book / Page	4192 / 392
Record Updated	Sep 20, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 7, 2021
Property Address	533 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Document Number	0041920392
Book / Page	4192 / 392
Instrument Date	May 5, 2021
Instrument	2021090336
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,807.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 S VAN DIEN AVE, 112, RIDGEWOOD, NJ 07450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 UPPER BLVD, RIDGEWOOD, NJ 07450-1507

Mortgage

Document Number	2021090337
Date	Jun 7, 2021
Instrument	2021090337

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Index	Other

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	533 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037081671
Date	Sep 16, 2020
Book Page	3708/1671
Instrument	20-086359

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	22 Months
Due	Jul 30, 2022

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	533 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Document Number	0038770774
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	CARNEGIE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	533 UPPER BLVD RIDGEWOOD NJ 074501507, RIDGEWOOD, NJ 07450-1507

Mortgage

Document Number	0038770774
Date	Dec 21, 2020
Book Page	003877/000774
Instrument	136857

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.12%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 21, 2020
Property Address	533 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Document Number	0038770767
Book / Page	3877 / 767
Instrument Date	Jun 30, 2020
Instrument	20-136856
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 UPPER BLVD, 533, RIDGEWOOD, NJ 07450-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SOUTH YAN DIEN AVENUE, RIDGEWOOD, NJ

Mortgage

Document Number	0038770774
Date	Dec 21, 2020
Book Page	3877/774
Instrument	20-136857

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 533 Upper Blvd was $41,408, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,432,800 (-) Land $403,900 Building $1,028,900	$1,432,800 (-) Land $403,900 Building $1,028,900
2025	$41,408.00 (+0.73%)	$1,432,800 Land $403,900 Building $1,028,900	$1,432,800 Land $403,900 Building $1,028,900
2024	$41,107.00
2023		$1,432,800 Land $403,900 Building $1,028,900	$1,432,800 Land $403,900 Building $1,028,900
2022	$39,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 533 Upper Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 Upper Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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