523 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 523 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	3,665 sqft · built 2015
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,649,000 (May 2020)
Tax Bill	$42,714 (2025)
Deeds & Mortgages	May 2020 Sale Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-01504-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`51-01504-0000-00010`
Alternative APN	`510150400010`

Interior

Stories	2 Stories
Building Area	3,665 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Frame
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	251 ft deep x 86 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	523 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.496 AC
Legal Block	1504
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Grant Deed, Transfer BUILDERS TITLE AGENCY INC, BUILDERS TITLE AGCY INC
Mar 29, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jul 30, 2018	Deed with Mortgage, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202048565
Deed Book / Page	3597 / 1807
Prior Transfer Date	Aug 30, 2012
Prior Transfer Doc	0011651082
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	May 13, 2020
Property Address	523 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Document Number	0035971807
Book / Page	003597 / 001807
Instrument Date	Apr 23, 2020
Instrument	20048565
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	BUILDERS TITLE AGENCY INC, BUILDERS TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,649.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 UPPER BLVD RIDGEWOOD NJ 074501507, RIDGEWOOD, NJ 07450-1507

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	523 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Document Number	0032131044
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 UPPER BLVD RIDGEWOOD NJ 074501507, RIDGEWOOD, NJ 07450-1507

Mortgage

Document Number	0032131044
Date	Apr 4, 2019
Book Page	003213/001044
Instrument	21171

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

July 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 30, 2018
Property Address	523 UPPER BLVD, RIDGEWOOD, NJ 07450-1507
Document Number	0030110666
Book / Page	003011 / 000666
Instrument Date	Jun 13, 2018
Instrument	54126
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	OMEGA SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 UPPER BLVD RIDGEWOOD NJ 074501507, RIDGEWOOD, NJ 07450-1507

Mortgage

Document Number	30110673
Date	Jul 30, 2018
Book Page	003011/000673
Instrument	54126

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,478,000 (-) Land $411,100 Building $1,066,900	$1,478,000 (-) Land $411,100 Building $1,066,900
2025	$42,714.00 (+0.73%)	$1,478,000 (-) Land $411,100 Building $1,066,900	$1,478,000 (-) Land $411,100 Building $1,066,900
2024	$42,404.00 (+4.98%)
2023		$1,478,000 Land $411,100 Building $1,066,900	$1,478,000 Land $411,100 Building $1,066,900
2022	$40,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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