533 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 533 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,718 sqft · built 1979
Lot Size	0.181 acres (7,896 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jul 2008)
Tax Bill	$12,010 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-492-031-7`

Property Details

APN / Parcel Number

Primary APN	`209-492-031-7`
Alternative APN	`209-492-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
1st Floor Area	1,428 sqft
2nd Floor Area	1,290 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1988
Architectural Style	Cluster
Lot Area	7,896 sqft (0.181 acres)
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	533 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0189 B
Legal Subdivision	SUBDIVISION 5217
Legal Tract	05217
Legal Lot Number	189
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	345116

Owner

533 Santander Dr is owned and occupied by two individuals who acquired it in January 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	533 SANTANDER DR, SAN RAMON, CA 94583-2156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 9, 2020	Loan Modification, Mortgage · Line of Credit MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2008 · Amount on File
Deed Sale	Jul 28, 2008 · Amount on File
Deed Document Number	2008166141
Last Transfer Date	Jan 31, 2013
Transfer Doc	0000038665
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	533 SANTANDER DR, SAN RAMON, CA 94583-2156
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015424
Date	Jan 31, 2018
Instrument	2018-015424

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	533 SANTANDER DR, SAN RAMON, CA 94583-2156
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE PINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110499
Date	Jul 12, 2018
Instrument	2018-110499

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	533 SANTANDER DR, SAN RAMON, CA 94583-2156
Document Number	0000166192
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	933 SANTANDER DR SAN RAMON CA 94583, SAN RAMON, CA 94583

Mortgage

Document Number	0000166192
Date	Aug 11, 2020
Instrument	166192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	533 SANTANDER DR, SAN RAMON, CA 94583-2156
Document Number	0000166191
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 SANTANDER DR SAN RAMON CA 945832156, SAN RAMON, CA 94583-2156

Mortgage

Document Number	0000166191
Date	Aug 11, 2020
Instrument	166191

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 533 Santander Dr was $12,010 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,037,663 (+2%) Land $617,346 Building $420,317
2025	$12,010.00 Homeowner's exemption	$1,017,318 Land $605,242 Building $412,076
2023	$11,570.00 (+0.77%) Homeowner's exemption	$977,817 Land $581,741 Building $396,076
2022	$11,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 533 Santander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 Santander Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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