522 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 522 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 1979
Lot Size	0.232 acres (10,125 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Apr 2001)
Tax Bill	$10,784 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-501-002-7`

Property Details

APN / Parcel Number

Primary APN	`209-501-002-7`
Alternative APN	`209-501-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Cluster
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	131 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0035 B
Legal Subdivision	SUBDIVISION 5217
Legal Tract	05217
Legal Lot Number	35
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	345116

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Jul 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2001 · Amount on Record
Deed Sale	Apr 11, 2001 · Amount on Record
Deed Document Number	200190231
Last Transfer Date	Jul 6, 2021
Transfer Doc	0000213125
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145

Mortgage

Document Number	0000046098
Date	May 16, 2023
Instrument	2023-046098

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145

Mortgage

Document Number	0000187040
Date	Jun 30, 2021
Instrument	2021-187040

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 29, 2021
Property Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145
Document Number	0000213125
Map Reference	MB 216 PG 1
Instrument Date	Jul 6, 2021
Instrument	2021-213125
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	522 SANTANDER DR, SAN RAMON, CA 94583-2145

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$922,168 (+2%) Land $507,191 Building $414,977
2025	$10,784.00 (+3.83%) Homeowner's exemption	$904,088 (+4.04%) Land $497,247 Building $406,841
2023	$10,386.00 (+0.77%) Homeowner's exemption	$868,984 Land $477,940 Building $391,044
2022	$10,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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