Monroe County property record for 533 Legacy Dr, Waterloo, IL 62298
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $37,500 (Jan 2026) |
| Tax Bill | $1,488 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-249-001-000 |
| Primary APN | 08-19-249-001-000 |
|---|
| Lot Area | 16,117 sqft (0.37 acres) |
|---|
| Street Address | 533 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1791 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | WR2 |
| Legal Description | LOT 1 LEGACY FIRST ADDITION FINAL PLAT |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1013 FOREST VIEW DR, COLUMBIA, IL 62236-2514 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Jan 14, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jan 21, 2022 | Deed, Transfer · Commercial Mortgage BANK OF BELLEVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | May 6, 2024 · Amount on Record |
| Deed Document Number | 2026440870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 23, 2026 |
| Property Address | 533 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000443618 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026443618 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Surviving Joint Tenant, 290 |
| Address | 533 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000443618, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026443618 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 14, 2026 |
| Property Address | 533 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000440870 |
| Map Reference | DOC 420112 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 440870 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2924 MAUS RD, FULTS, IL 62244-1506 |
| Name | Verified Name |
|---|---|
| Address | 1013 FOREST VIEW DR, COLUMBIA, IL 62236-2514 |
| Document Number | 0000440871 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 440871 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 21, 2022 |
| Property Address | 533 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000422231 |
| Map Reference | DOC 420112 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 422231 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 SOUTHWOODS CTR, COLUMBIA, IL 62236-2458 |
| Document Number | 0000422232 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 422232 |
| Name | BANK OF BELLEVILLE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,488.00 (+4.79%) | $24,390 (+1.6%) Land $24,390 | $73,170 (+1.6%) Land $73,170 |
| 2024 | $1,420.00 | $24,005 (+4,345.37%) Land $24,005 | $72,015 (+4,345.37%) Land $72,015 |
| 2022 | $540 Land $540 | $1,620 Land $1,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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