Monroe County property record for 517 Legacy Dr, Waterloo, IL 62298
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $180,000 (Aug 2020) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-265-003-000 |
| Primary APN | 08-19-265-003-000 |
|---|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|
| Street Address | 517 LEGACY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1791 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | WR5 |
| Legal Description | LOT 3 LEGACY |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6954 OLD RED BUD RD, WATERLOO, IL 62298-2858 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE BANK |
| Jun 19, 2020 | Grant Deed, Transfer COLUMBIA TITLE |
| Jan 17, 2020 | Grant Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on Record |
| Deed Sale | Aug 3, 2020 · Amount on Record |
| Prior Sale | Jun 19, 2020 · Amount on Record |
| Deed Document Number | 2020409905 |
| Prior Transfer Date | Jul 31, 2020 |
| Prior Transfer Doc | 0000409905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 3, 2020 |
| Property Address | 517 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000409905 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 409905 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000409906 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 409906 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 19, 2020 |
| Property Address | 517 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000408817 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 408817 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $382.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 519 LEGACY DR WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 17, 2020 |
| Property Address | 517 LEGACY DR, WATERLOO, IL 62298-1791 |
| Document Number | 0000405730 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 405730 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6954 OLD RED BUD RD WATERLOO IL 622982858, WATERLOO, IL 62298-2858 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $10 (-) Land $10 | $30 (-) Land $30 |
| 2022 | $10 Land $10 | $30 Land $30 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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