Bay County property record for 528 E 6th St, Panama City, FL 32401
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 bd · 2,480 sqft · built 1955 |
| Lot Size | 0.661 acres (28,793 sqft) |
| Owner | Company Name on File |
| Last Sale | $492,000 (Dec 2005) |
| Tax Bill | $2,867 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 20159-000-000 |
| Primary APN | 20159-000-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,480 sqft Gross Area |
| 1st Floor Area | 2,160 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 28,793 sqft (0.661 acres) |
| Lot Dimensions | 110 ft deep x 190 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 528 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3025 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | PC10 |
| Legal Description | 9 4S 14W -5- 37B ALL UNPLATTED PART OF E1/2 OF NW1/4 OF NW1/4 LYING E OF BLK 4 BAY IMP.CO.PLAT & S OF 6TH ST TO WATERS OF MASS. BAY. EXTENDIN G TO 1/4 SEC LINE LESS E 100 ORB 2714 P 2188 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | BAY IMPROV |
| Legal Block | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 1900 |
528 E 6th St, a commercial property, is owned by a company that bought it in December 2005.
Source: Bay County records, as of April 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 70, DOUGLASVILLE, GA 30133-0070 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2005 · Amount on File |
| Deed Sale | Dec 14, 2005 · Amount on File |
| Prior Sale | Apr 8, 2004 · Amount on File |
| Deed Document Number | 200597688 |
| Deed Book / Page | 2714 / 2188 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 528 E 6th St was $2,867, down 8.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,867.00 (-8.08%) | $152,579 Land $143,966 Building $8,613 | $152,579 Land $143,966 Building $8,613 |
| 2024 | $3,119.00 (+0.81%) | ||
| 2023 | $3,094.00 (+14.42%) | $152,576 (+10.42%) Land $143,965 Building $8,611 | $152,576 (+10.42%) Land $143,965 Building $8,611 |
| 2022 | $2,704.00 | $138,180 Land $129,569 Building $8,611 | $138,180 Land $129,569 Building $8,611 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 528 E 6th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 14 (1985–2021) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 E 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures