533 Ames St, Elmore, OH 43416 Property Records

Ottawa County property record for 533 Ames St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$171,500 (Jan 2023)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031432-7`

Property Details

APN / Parcel Number

Primary APN	`031432-7`
Alternative APN	`019-05300-06793-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	750 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	031432-7
Street Address	533 AMES ST
City	ELMORE
State	OH
Zip	43416-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S19 T06 R14 W 1/2 NE 70 X 100
Legal Range	14E
Legal Township	06N
Legal Section	19
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4030
Census Tract	50900

Owner

533 Ames St is owned by an individual who bought it in January 2023.

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14801 QUORUM DR, 300, DALLAS, TX 75254-1422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	2023590
Deed Book / Page	1932 / 639
Prior Transfer Date	Nov 13, 2009
Prior Transfer Doc	0000199069
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Jan 30, 2023
Property Address	533 AMES ST, ELMORE, OH 43416-9736
Document Number	0000000590
Book / Page	1932 / 639
Instrument Date	Jan 19, 2023
Instrument	2023-000590
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 AMES ST, ELMORE, OH 43416-9736

Mortgage

Document Number	0019320642
Date	Jan 30, 2023
Instrument	1932-0642

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Oct 29, 2020
Property Address	533 AMES ST, ELMORE, OH 43416-9736
Document Number	0000300158
Book / Page	1802 / 635
Instrument Date	Oct 26, 2020
Instrument	202000300158
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 AMES ST, ELMORE, OH 43416-9736

Mortgage

Document Number	0000300159
Date	Oct 29, 2020
Book Page	1802/638
Instrument	202000300159

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 533 Ames St was $2,942, up % from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,942.00 (+0.03%)	$54,471 (-) Land $8,316 Building $46,155
2024	$2,941.00 (+22.19%)	$54,471 (+40.62%) Land $8,316 Building $46,155	$155,630 Land $23,760 Building $131,870
2023	$2,407.00 (+6.04%)	$38,735 (-) Land $6,160 Building $32,575
2022	$2,270.00	$38,735 Land $6,160 Building $32,575
2021			$110,670 Land $17,600 Building $93,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 533 Ames St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2008)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 Ames St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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