527 Ames St, Elmore, OH 43416 Property Records

Ottawa County property record for 527 Ames St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,228 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (May 1994)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`195-05294-06786-000`

Property Details

APN / Parcel Number

Primary APN	`195-05294-06786-000`
Alternative APNs	`0170529406786000` `043940-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	273 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	043940-0
Street Address	527 AMES ST
City	ELMORE
State	OH
Zip	43416-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S19 T06 R14 PT W 1/2 NE 70 X 100
Legal Range	14E
Legal Township	06N
Legal Section	19
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4030
Census Tract	50900

Owner

527 Ames St is owned and occupied by an individual who acquired it in December 2009.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	527 AMES ST, ELMORE, OH 43416-9736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 1994 · Amount on File
Deed Sale	May 10, 1994 · Amount on File
Deed Book / Page	390 / 441
Last Transfer Date	Dec 18, 2009
Transfer Doc	0000200631
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	527 AMES ST, ELMORE, OH 43416-9736
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301760
Date	Dec 18, 2020
Book Page	1811/576
Instrument	202000301760

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 527 Ames St was $1,962 with a homeowner's exemption, down 1.9% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (-1.85%)	$37,867 (-) Land $8,316 Building $29,551
2024	$1,999.00 (+15.35%) Homeowner's exemption	$37,867 (+32.91%) Land $8,316 Building $29,551	$108,190 Land $23,760 Building $84,430
2023	$1,733.00 (+6.19%) Homeowner's exemption	$28,491 (+%) Land $3,791 Building $24,700
2022	$1,632.00 Homeowner's exemption	$28,490 Land $3,790 Building $24,700
2021			$81,400 Land $10,830 Building $70,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 Ames St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2008)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Ames St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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