Lake County property record for 5305 Indian Ocean Loop, Tavares, FL 32778 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,910 sqft Living Area |
| Lot Size | 9,893 sqft (0.227 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2026) |
| Tax Bill | $3,062.00 (2024) |
| Primary APN | 13-20-25-1805-000-27700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,500 sqft Gross Area |
| 1st Floor | 1,824 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,893 sqft (0.227 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 590 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 121 sqft Patio |
| Porch Area | 317 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3803640 |
|---|---|
| Street Address | 5305 INDIAN OCEAN LOOP |
| City | TAVARES |
| State | FL |
| Zip | 32778-9259 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAVARES ROYAL HARBOR PHASE 2 SUB LOT 277 PB 45 PGS 32-35 ORB 4646 PG 500 |
| Legal Range | 25E |
| Legal Township | 20S |
| Legal Section | 13 |
| Legal Subdivision | TAVARES ROYAL HARBOR PHASE 2 SUB |
| Legal Tract | 1805 |
| Legal Lot Number | 277 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | TAVARES |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 31002 |
Source: Lake County records · APN 13-20-25-1805-000-27700
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5305 INDIAN OCEAN LOOP, TAVARES, FL 32778-9259 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 08, 2020 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Dec 07, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Prior Sale | Jul 01, 2015 · Amount on Record |
| Deed Doc Number | 202615204 |
| Deed Book / Page | 6678 / 356 |
| Prior Transfer Date | Nov 11, 2008 |
| Prior Transfer Doc | 0037041626 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5305 INDIAN OCEAN LOOP, TAVARES, FL 32778-9259 |
| Document Number | 0054060113 |
| Instrument Date | Jan 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5305 INDIAN OCEAN LOOP TAVARES FL 327789259, TAVARES, FL 32778-9259 |
| Document Number | 0054060113 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 005406/000113 |
| Instrument | 5748 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 13, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5305 INDIAN OCEAN LOOP, TAVARES, FL 32778-9259 |
| Document Number | 0048941619 |
| Instrument Date | Dec 07, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5305 INDIAN OCEAN LOOP TAVARES FL 327789259, TAVARES, FL 32778-9259 |
| Document Number | 0048941619 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 004894/001619 |
| Instrument | 9662 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,660 (+2.9%) | $305,170 (-) Land $49,400 Building $255,770 | |
| 2025 | $204,730 (+5.98%) Land $49,400 Building $155,330 | $305,170 (+14.16%) Land $49,400 Building $255,770 | |
| 2024 | $3,062.00 (+5.48%) | ||
| 2023 | $2,903.00 (+1.08%) Homeowner's exemption | $193,170 (+3%) | $267,324 (+0.05%) Land $49,400 Building $217,924 |
| 2022 | $2,872.00 Homeowner's exemption | $187,550 | $267,195 Land $49,400 Building $217,795 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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