5327 Harbor Dr E, Lakeland, FL 33809 Property Records

Polk County property record for 5327 Harbor Dr E, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1974
Lot Size	0.284 acres (12,362 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2020)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-30-000000-031300`

Property Details

APN / Parcel Number

Primary APN	`24-27-30-000000-031300`
Alternative APNs	`302724000000031300` `02724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	2,071 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	12,362 sqft (0.284 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Unfinished Open Porch
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5327 HARBOR DR E
City	LAKELAND
State	FL
Zip	33809-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF NE1/4 OF NW1/4 RUN N 88 DEG 44 MIN 20 SEC E 598.85 FT TO PT RUN S 945.03 FT TO POB CONT S 90 FT W 158.21 FT TO PT ON A CURVE THENCE NLY & TO THE LEFT ALONG CURVE 97.08 FT RUN E 125.45 FT TO POB BEING LOT 15 BLK A UNREC MARINA MANOR
Legal Range	24E
Legal Township	27S
Legal Section	30
Legal Subdivision	BRISTOWS PROPS
Legal Tract	000000
Legal Block	2
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	12209

Owner

Source: Polk County records · APN 24-27-30-000000-031300

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5327 HARBOR DR E, LAKELAND, FL 33809-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2020165228
Deed Book / Page	11335 / 272
Prior Transfer Date	Nov 11, 2009
Prior Transfer Doc	0000203955
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 14, 2020
Property Address	5327 HARBOR DR E, LAKELAND, FL 33809-4222
Document Number	0113350272
Book / Page	011335 / 000272
Instrument Date	Aug 11, 2020
Instrument	165228
Transaction Type	Transfer
Record Updated	Sep 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5327 E HARBOUR DR LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number	113350274
Date	Aug 14, 2020
Book Page	011335/000274
Instrument	165229

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (-14.35%) Homeowner's exemption	$235,018 (+5.99%)	$274,856 (-3.76%) Land $39,000 Building $235,856
2023	$2,940.00 (+3.34%) Homeowner's exemption	$221,743 (+3%)	$285,607 (+3.98%) Land $38,000 Building $247,607
2022	$2,845.00 Homeowner's exemption	$215,284	$274,673 Land $32,000 Building $242,673

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050122092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 257 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.