5326 Celtic Ct, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 5326 Celtic Ct, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,109 sqft · built 2010
Lot Size	0.349 acres (15,190 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2024)
Tax Bill	$7,902 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`8914-26-430-051`

Property Details

APN / Parcel Number

Primary APN	`8914-26-430-051`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,109 sqft Living Area
1st Floor Area	2,109 sqft
Basement Area	2,109 sqft
Finished Basement	1,400 sqft
Unfinished Basement	2,109 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,190 sqft (0.349 acres)
Lot Dimensions	140 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	895 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	285 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5326 CELTIC CT
City	CEDAR FALLS
State	IA
Zip	50613-7026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIKING HILLS FOURTH ADDITION LOT 19
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	VIKING HILLS FOURTH ADDITION
Legal Lot Number	19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2001
Census Tract	2601

Owner

5326 Celtic Ct is owned and occupied by two individuals who bought it in December 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5326 CELTIC CT, CEDAR FALLS, IA 50613-7026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VERIDIAN CU
Nov 17, 2017	Warranty Deed, Transfer · Line of Credit PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	202425049
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000006387
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5326 CELTIC CT, CEDAR FALLS, IA 50613-7026
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008619
Date	Nov 8, 2019
Instrument	202000008619

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 22, 2021
Property Address	5326 CELTIC CT, CEDAR FALLS, IA 50613-7026
Document Number	202200006387
Instrument Date	Sep 16, 2021
Instrument	202200006387
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5236 CELTIC CT, CEDAR FALLS, IA 50613

Mortgage

Document Number	202200006388
Date	Sep 22, 2021
Instrument	202200006388

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLAMAKEE IA
Recording Date	Nov 17, 2017
Property Address	5326 CELTIC CT, CEDAR FALLS, IA 50613-7026
Document Number	20172635
Instrument Date	Nov 14, 2017
Instrument	2017 2635
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$996.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5326 CELTIC CT, CEDAR FALLS, IA 50613-7026

Mortgage

Document Number	20172636
Date	Nov 17, 2017
Instrument	2017 2636

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5326 Celtic Ct was $7,902 with a homeowner's exemption, up 1.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,902.00 (+1.7%) Homeowner's exemption	$537,360 Land $61,990 Building $475,370	$537,360 Land $61,990 Building $475,370
2024	$7,770.00
2023		$493,140 (+22.93%) Land $61,990 Building $431,150	$493,140 Land $61,990 Building $431,150
2022	$7,242.00 Homeowner's exemption	$401,140 Land $68,880 Building $332,260
2021			$401,140 Land $68,880 Building $332,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5326 Celtic Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5326 Celtic Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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