5308 Celtic Ct, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 5308 Celtic Ct, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,612 sqft · built 2023
Lot Size	0.479 acres (20,856 sqft)
Owner	Individual Name on Record
Tax Bill	$8,556 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`8914-26-430-042`

Property Details

APN / Parcel Number

Primary APN	`8914-26-430-042`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,612 sqft Living Area
1st Floor Area	1,418 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,638 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,856 sqft (0.479 acres)
Lot Dimensions	316 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	534 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5308 CELTIC CT
City	CEDAR FALLS
State	IA
Zip	50613-7026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIKING HILLS FOURTH ADDITION LOT 16
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	VIKING HILLS FOURTH ADDITION
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2001
Census Tract	2601

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5308 CELTIC CT, CEDAR FALLS, IA 50613-7026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Feb 3, 2023	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Mar 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5308 CELTIC CT, CEDAR FALLS, IA 50613-7026
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ERIK RD, CEDAR FALLS, IA 50613-7002

Mortgage

Document Number	202400009927
Date	Feb 9, 2024
Instrument	202400009927

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	131 TOWER PARK DR STE 100, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5308 CELTIC CT, CEDAR FALLS, IA 50613-7026
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ERIK RD, CEDAR FALLS, IA 50613-7002

Mortgage

Document Number	202300011013
Date	Feb 3, 2023
Instrument	202300011013

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 3, 2024

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 3, 2022
Property Address	5308 CELTIC CT, CEDAR FALLS, IA 50613-7026
Document Number	202200017474
Instrument Date	Feb 2, 2022
Instrument	202200017474
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1021 ERIK RD, CEDAR FALLS, IA 50613-7002

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,556.00 Homeowner's exemption	$684,460 (+1,144.47%) Land $57,900 Building $626,560	$684,460 (+1,144.47%) Land $57,900 Building $626,560
2024	$8,556.00 (+742.13%)
2023		$55,000 (-) Land $55,000	$55,000 (-) Land $55,000
2022	$1,016.00	$55,000 Land $55,000
2021			$55,000 Land $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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