5325 Concerto Cir, Concord, CA 94521 Property Records

Contra Costa County property record for 5325 Concerto Cir, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,037 sqft · built 1985
Lot Size	0.095 acres (4,140 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (May 2020)
Tax Bill	$7,013 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2022 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-350-055-2`

Property Details

APN / Parcel Number

Primary APN	`117-350-055-2`
Alternative APN	`117-350-055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	1,037 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Cluster
Lot Area	4,140 sqft (0.095 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5325 CONCERTO CIR
City	CONCORD
State	CA
Zip	94521-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T06447 L0026 B
Legal Subdivision	SUBDIVISION 6447
Legal Tract	06447
Legal Lot Number	26
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	333102

Owner

5325 Concerto Cir is owned and occupied by two individuals who bought it in May 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Oct 21, 2022	Re-recorded Document OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
May 15, 2020	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
May 15, 2020	Quit Claim Deed OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Deed Document Number	20202020-092318
Prior Transfer Date	Jun 21, 1996
Prior Transfer Doc	0000120141
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251

Mortgage

Document Number	0000310242
Date	Dec 11, 2020
Instrument	2020-310242

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 21, 2022
Property Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251
Document Number	0000164856
Map Reference	MB 282 PG 6
Instrument Date	Oct 19, 2022
Instrument	2022-164856
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2020
Property Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251
Document Number	0000092318
Map Reference	MB 282 PG 6
Instrument Date	May 11, 2020
Instrument	2020-092318
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251

Mortgage

Document Number	0000092319
Date	May 15, 2020
Instrument	2020-092319

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2020
Property Address	5325 CONCERTO CIR, CONCORD, CA 94521-3251
Document Number	0000092317
Instrument Date	May 8, 2020
Instrument	92317
Record Updated	May 25, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	304 MOUNTAIRE PKWY CLAYTON CA 945171621, CLAYTON, CA 94517-1621

Tax Assessment & Valuation

The 2025 property tax bill for 5325 Concerto Cir was $7,013 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,331 (+2%) Land $368,118 Building $195,213
2025	$7,013.00 Homeowner's exemption	$552,286 Land $360,900 Building $191,386
2023	$6,696.00 (-34.59%) Homeowner's exemption	$530,842 Land $346,887 Building $183,955
2022	$10,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5325 Concerto Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5325 Concerto Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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