Contra Costa County property record for 5320 Concerto Cir, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,441 sqft · built 1985 |
| Lot Size | 0.091 acres (3,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Aug 2019) |
| Tax Bill | $8,400 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-350-056 |
| Primary APN | 117-350-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,441 sqft Living Area |
| 1st Floor Area | 719 sqft |
| 2nd Floor Area | 722 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cluster |
| Lot Area | 3,960 sqft (0.091 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 5320 CONCERTO CIR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TRACT 6447 LOT 27 & TR ADJ |
| Legal Subdivision | SUBDIVISION 6447 |
| Legal Tract | 6447 |
| Legal Lot Number | 27 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 333102 |
Source: Contra Costa County records · APN 117-350-056
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Aug 09, 2019 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Aug 09, 2019 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Aug 09, 2019 | Grant Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2019 · Amount on Record |
| Deed Sale | Aug 09, 2019 · Amount on Record |
| Deed Document Number | 2019126040 |
| Prior Transfer Date | Oct 24, 2001 |
| Prior Transfer Doc | 0000340057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000138487 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020-138487 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000039288 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 2021-039288 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 09, 2019 |
| Property Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000126039 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 126039 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1672 MARY DR PLEASANT HILL CA 945232261, PLEASANT HILL, CA 94523-2261 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 09, 2019 |
| Property Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000126038 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 126038 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1672 MARY DR PLEASANT HILL CA 945232261, PLEASANT HILL, CA 94523-2261 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 09, 2019 |
| Property Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000126040 |
| Map Reference | MB 282 PG 6 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 2019-126040 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5320 CONCERTO CIR, CONCORD, CA 94521-3251 |
| Document Number | 0000126041 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 2019-126041 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $691,614 (+2%) Land $423,893 Building $267,721 | |
| 2025 | $8,400.00 (+4.58%) Homeowner's exemption | $678,054 (+4.04%) Land $415,582 Building $262,472 |
| 2023 | $8,032.00 (+1.34%) Homeowner's exemption | $651,727 Land $399,446 Building $252,281 |
| 2022 | $7,926.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133331023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 547 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA0710003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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