5325 Carmel Way, Riverside, CA 92506 Property Records

Riverside County property record for 5325 Carmel Way, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,935 sqft · built 1954
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$582,000 (Aug 2007)
Tax Bill	$8,495 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-091-003`

Property Details

APN / Parcel Number

Primary APN	`223-091-003`
Alternative APN	`043400053`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	043400053
Street Address	5325 CARMEL WAY
City	RIVERSIDE
State	CA
Zip	92506-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 3 MB 026/025 RUMSEY ESTATES
Legal Subdivision	RUMSEY ESTATES
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1010
Census Tract	30603

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5325 CARMEL WAY, RIVERSIDE, CA 92506-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · ARM PROVIDENT SAVINGS BANK FSB
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2007 · Amount on Record
Deed Sale	Aug 24, 2007 · Amount on Record
Prior Sale	Sep 12, 1997 · Amount on Record
Deed Document Number	2007545427
Prior Transfer Date	Sep 30, 1998
Prior Transfer Doc	0000333184
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5325 CARMEL WAY, RIVERSIDE, CA 92506-1406
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000429655
Date	Oct 16, 2017
Instrument	2017-0429655

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5325 CARMEL WAY, RIVERSIDE, CA 92506-1406
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197084
Date	May 7, 2020
Instrument	2020-0197084

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,733 (+2%) Land $200,956 Building $578,777
2025	$8,495.00 (+6.79%) Homeowner's exemption	$764,445 (+6.95%) Land $197,016 Building $567,429
2023	$7,955.00 (+9.88%) Homeowner's exemption	$714,786 Land $183,758 Building $531,028
2022	$7,240.00
2021			$631,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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