5324 Silver Sun Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5324 Silver Sun Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,534 sqft · built 2019
Lot Size	0.175 acres (7,626 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Feb 2019)
Tax Bill	$11,709 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054165-5222`

Property Details

APN / Parcel Number

Primary APN	`054165-5222`
Alternative APN	`U263119B2S000086000180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,534 sqft Living Area
Gross Area	3,747 sqft
1st Floor Area	2,534 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,626 sqft (0.175 acres)
Lot Dimensions	121 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	728 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541655222
Street Address	5324 SILVER SUN DR
City	APOLLO BEACH
State	FL
Zip	33572-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PHASE 5A-1 LOT 18 BLOCK 86
Legal Range	19E
Legal Township	31S
Legal Section	26
Legal Subdivision	WATERSET PHASE 5A-1
Legal Phase	5A-1
Legal Block	86
Legal Lot Number	18
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2073
Census Tract	14119

Owner

5324 Silver Sun Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Hillsborough County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5324 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 1, 2019	Grant Deed, Transfer · Conventional with PMI WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Deed Document Number	201951853
Deed Book / Page	26376 / 1087
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5324 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021329012
Date	Jun 30, 2021
Instrument	2021329012

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5324 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021290089
Date	Jun 9, 2021
Instrument	2021290089

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 1, 2019
Property Address	5324 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Document Number	0263761087
Book / Page	026376 / 001087
Instrument Date	Jan 25, 2019
Instrument	51853
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5324 SILVER SUN DR APOLLO BEACH FL 335721638, APOLLO BEACH, FL 33572-1638

Mortgage

Document Number	263761089
Date	Feb 1, 2019
Book Page	026376/001089
Instrument	51854

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5324 Silver Sun Dr was $11,709 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,307 (+2.7%)	$500,161 (-4.99%) Land $138,861 Building $361,300
2025	$11,709.00 Homeowner's exemption	$431,652	$526,432 Land $138,861 Building $387,571
2023	$10,344.00 (+5.56%) Homeowner's exemption	$407,269 (+3%)	$497,432 (+6.78%) Land $130,182 Building $367,250
2022	$9,799.00 Homeowner's exemption	$395,407	$465,836 Land $104,145 Building $361,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5324 Silver Sun Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5324 Silver Sun Dr is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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