5320 Silver Sun Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5320 Silver Sun Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,199 sqft · built 2020
Lot Size	0.301 acres (13,088 sqft)
Owner	2 Trust Names on File
Last Sale	$520,000 (Jun 2020)
Tax Bill	$11,656 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054165-5224`

Property Details

APN / Parcel Number

Primary APN	`054165-5224`
Alternative APN	`U263119B2S000086000190`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,199 sqft Living Area
Gross Area	4,482 sqft
1st Floor Area	2,568 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,088 sqft (0.301 acres)
Garage Type	Attached
Garage Area	694 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541655224
Street Address	5320 SILVER SUN DR
City	APOLLO BEACH
State	FL
Zip	33572-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERSET PHASE 5A-1 LOT 19 BLOCK 86
Legal Range	19E
Legal Township	31S
Legal Section	26
Legal Subdivision	WATERSET PHASE 5A-1
Legal Phase	5A-1
Legal Block	86
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2073
Census Tract	14119

Owner

5320 Silver Sun Dr is owner-occupied and held in a trust since August 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5320 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 11, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Feb 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on File
Deed Sale	Jun 11, 2020 · Amount on File
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	2020237959
Last Transfer Date	Aug 28, 2023
Transfer Doc	0000439361
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 2, 2023
Property Address	5320 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Document Number	0000439361
Map Reference	MB 132 PG 120
Instrument Date	Aug 28, 2023
Instrument	2023439361
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5320 SILVER SUN DR, APOLLO BEACH, FL 33572-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5320 SILVER SUN DR, APOLLO BEACH, FL 33572-1638

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 11, 2020
Property Address	5320 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Document Number	0000237959
Instrument Date	Jun 5, 2020
Instrument	237959
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5320 SILVER SUN DR APOLLO BEACH FL 33572, APOLLO BEACH, FL 33572

Mortgage

Document Number	237960
Date	Jun 11, 2020
Instrument	237960

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 4, 2019
Property Address	5320 SILVER SUN DR, APOLLO BEACH, FL 33572-1638
Document Number	0263791169
Book / Page	026379 / 001169
Instrument Date	Feb 4, 2019
Instrument	53743
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,008.54
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4065 CRESCENT PARK DR RIVERVIEW FL 335783605, RIVERVIEW, FL 33578-3605
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5320 Silver Sun Dr was $11,656 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,872 (+2.7%)	$623,939 (-5.2%) Land $224,321 Building $399,618
2025	$11,656.00 Homeowner's exemption	$428,308	$658,152 Land $224,321 Building $433,831
2023	$10,297.00 (+5.59%) Homeowner's exemption	$404,114 (+3%)	$615,412 (+8.27%) Land $210,301 Building $405,111
2022	$9,752.00 Homeowner's exemption	$392,344	$568,384 Land $168,241 Building $400,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5320 Silver Sun Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5320 Silver Sun Dr is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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