5324 Rowling Dr, Ames, IA 50014 Property Records

Story County property record for 5324 Rowling Dr, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,417 sqft · built 2018
Lot Size	0.202 acres (8,819 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Sep 2019)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-330-040`

Property Details

APN / Parcel Number

Primary APN	`09-07-330-040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,273 sqft
Basement Area	1,273 sqft
Unfinished Basement	1,273 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,819 sqft (0.202 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5324 ROWLING DR
City	AMES
State	IA
Zip	50014-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	CRANE FARM SD 4TH ADD LOT:16 AMES
Legal Subdivision	CRANE FARM SD 4TH ADD
Legal Lot Number	16
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1022
Census Tract	1303

Owner

5324 Rowling Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5324 ROWLING DR, AMES, IA 50014-6936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage COMMUNITY STATE BANK
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK
Sep 25, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage DHL MTG CO LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Deed Document Number	20198937
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5324 ROWLING DR, AMES, IA 50014-6936
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201809542
Date	Oct 18, 2018
Instrument	2018-09542

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5324 ROWLING DR, AMES, IA 50014-6936
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202113328
Date	Oct 19, 2021
Instrument	2021-13328

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 25, 2019
Property Address	5324 ROWLING DR, AMES, IA 50014-6936
Document Number	0201908937
Instrument Date	Sep 23, 2019
Instrument	2019-08937
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 ROWLING DR, AMES, IA 50014-6936

Mortgage

Document Number	0201908938
Date	Sep 25, 2019
Instrument	2019-08938

Lender

Name	DHL MTG CO LTD

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 5324 Rowling Dr was $4,306 with a homeowner's exemption, down 5.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (-5.28%) Homeowner's exemption	$324,000 Land $61,700 Building $262,300	$324,000 Land $61,700 Building $262,300
2024	$4,546.00
2023		$323,600 Land $70,800 Building $252,800	$323,600 Land $70,800 Building $252,800
2022	$4,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5324 Rowling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5324 Rowling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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