5312 Rowling Dr, Ames, IA 50014 Property Records

Story County property record for 5312 Rowling Dr, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,394 sqft · built 2018
Lot Size	0.196 acres (8,546 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (May 2026)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-330-020`

Property Details

APN / Parcel Number

Primary APN	`09-07-330-020`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	1,142 sqft
Finished Basement	821 sqft
Unfinished Basement	1,142 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,546 sqft (0.196 acres)
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5312 ROWLING DR
City	AMES
State	IA
Zip	50014-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	CRANE FARM SD 4TH ADD LOT:18 AMES
Legal Subdivision	CRANE FARM SD 4TH ADD
Legal Lot Number	18
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1022
Census Tract	1303

Owner

5312 Rowling Dr is owned and occupied by an individual who bought it in May 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5312 ROWLING DR, AMES, IA 50014-6936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage ARVEST BANK
Feb 9, 2018	Deed of Trust, Mortgage COMMUNITY STATE BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	20263958
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5312 ROWLING DR, AMES, IA 50014-6936
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807159
Date	Aug 6, 2018
Instrument	2018-07159

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5312 ROWLING DR, AMES, IA 50014-6936
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201801148
Date	Feb 9, 2018
Instrument	2018-01148

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5312 ROWLING DR, AMES, IA 50014-6936
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003428
Date	Apr 15, 2020
Instrument	2020-03428

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 8, 2026
Property Address	5312 ROWLING DR, AMES, IA 50014-6936
Document Number	0000003958
Instrument Date	Mar 30, 2026
Instrument	20263958
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,335.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5312 ROWLING DR, AMES, IA 50014-6936

Mortgage

Document Number	0000003959,
Date	May 8, 2026
Instrument	20263959

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 8, 2026
Property Address	5312 ROWLING DR, AMES, IA 50014-6936
Document Number	0202603958
Instrument Date	Mar 30, 2026
Instrument	20263958
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,335.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5312 ROWLING DR, AMES, IA 50014-6936

Mortgage

Document Number	0000003959,
Date	May 8, 2026
Instrument	20263959

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 18, 2022
Property Address	5312 ROWLING DR, AMES, IA 50014-6936
Document Number	0202207122
Instrument Date	Jul 12, 2022
Instrument	2022-07122
Transaction Type	Transfer
Record Updated	Jun 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5312 ROWLING DR, AMES, IA 50014-6936

Mortgage

Document Number	0202207123
Date	Jul 18, 2022
Instrument	2022-07123

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5312 Rowling Dr was $7,066, down 9.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,066.00 (-9.06%)	$513,800 Land $59,800 Building $454,000	$513,800 Land $59,800 Building $454,000
2024	$7,770.00
2023		$535,600 Land $103,500 Building $432,100	$535,600 Land $103,500 Building $432,100
2022	$6,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5312 Rowling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5312 Rowling Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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